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Area data

Sacramento, CA — ZIP 95864

Population: 25,500 (Census ACS)

The typical home value in ZIP 95864 (Sacramento, CA) is $747,710 — up 4.9% over the past year. Homes sell for a median $950,000 after a median 30 days on market. Typical rent runs $2,258/month. 8 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with drought, earthquake, inland flooding the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$747,710

Typical home value

+4.9%

1-year change

30

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$747,710
1-year appreciation
+4.9%
3-year appreciation
+6.4%
5-year appreciation
+10.8%
10-year appreciation
+63.9%
Peak value since 2000 (Aug 2026)
$747,710
House Price Index (state)
423.4 (-0.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$950,000
Median list price
$897,000
Median price per sqft
$437
1-year sale-price change
+9.8%
Median days on market
30 days
Homes sold (recent period)
79
For-sale inventory
80
Sale-to-list ratio
99.3%
Active listings
57
1-year forecast
-0.1%
Days to pending
42 days
New listings (monthly)
24

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,258/mo
1-year rent change
+3.5%
Studio fair-market rent
$1,742/mo
1BR fair-market rent
$1,793/mo
2BR fair-market rent
$2,201/mo
3BR fair-market rent
$2,887/mo
4BR fair-market rent
$3,329/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
8
Elementary schools
5
Middle schools
1
High schools
2
Charter schools
2
Avg student-teacher ratio
23.1 : 1
School districts serving the area
Gateway International District, San Juan Unified
Schools include
Gateway International, Arden Middle, Thomas Edison Language Institute K-8, Mariemont Elementary, Rio Americano High

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
drought, earthquake, inland flooding, heat wave, lightning
Notable hazard ratings (county)
drought: Relatively High · earthquake: Relatively High · inland flooding: Relatively High · tornado: Relatively Moderate · heat wave: Relatively Moderate · wildfire: Relatively Moderate
Most common flood zone among NFIP claims
Zone A99
NFIP flood claims on record
121
Wildfire risk to homes (county)
Higher than 77% of US counties
Buildings in wildfire direct-exposure zone
10.2%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
2
Nearest Superfund site
Sacramento Army Depot (4.7 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
63.0°F
Average high
76.0°F
Average low
51.0°F
Annual precipitation
20.4 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
49
Days with Good air quality
198
Days with Moderate air quality
162
Highest AQI recorded (year)
122

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
10.5 / 20
Transit service frequency
508
Jobs reachable by car (30 min)
116,995
Jobs reachable by transit (45 min)
95,261

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Port Chicago Naval Magazine National Memorial (51 mi)
National parks include
Port Chicago Naval Magazine National Memorial, John Muir National Historic Site
Airports within 30 mi
48
Nearest airport
Sacramento Mather Airport (MHR) (5 mi)
Nearest major airport
Sacramento Mather Airport (MHR) (5 mi)
Hospitals in or near this ZIP
29
Hospitals include
SUTTER AMADOR HOSPITAL, MERCY GENERAL HOSPITAL, SUTTER MEDICAL CENTER, SACRAMENTO
Avg hospital rating (CMS)
3.7 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (5.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-5,111 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1960
Housing built before 1970
74.7%
Housing built 2000 or later
3.8%
Median annual property tax
$4,890
Mean commute to work
19 min
Households with broadband internet
88.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
534,092
Average weekly wage
$1,387
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
6,561

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 95864State medianUS median
Typical home value$747,710$695,380$288,527
Median sale price$950,000$696,000$325,000
Median days on market30 days39 days51 days
Typical rent$2,258/mo$2,786/mo$1,809/mo
Median annual property tax$4,890$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 95864?
$747,710.
What is the median sale price in ZIP 95864?
$950,000.
How long do homes take to sell in ZIP 95864?
Median days on market: 30 days.
What is typical rent in ZIP 95864?
Typical rent: $2,258/month.
What is the natural-hazard risk in ZIP 95864?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: drought, earthquake, inland flooding, heat wave, lightning.
Is ZIP 95864 in a flood zone?
Flood zones vary by property within ZIP 95864. 121 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A99. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 95864?
Risk to homes is higher than 77% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 95864?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 95864?
2 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Sacramento Army Depot, 4.7 mi.
How many schools serve ZIP 95864?
8 schools (5 elementary, 1 middle, 2 high) (NCES, 2024-25).
Is ZIP 95864 walkable?
Walkability index: 10.5/20 (EPA Smart Location Database).
What is the air quality in ZIP 95864?
Good. Median AQI: 49. (EPA AQI).
What is the cost of living in ZIP 95864?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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