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Area data

Kirkwood, CA — ZIP 95646

Population: 218 (Census ACS)

The median home value (Census ACS) in ZIP 95646 (Kirkwood, CA) is $783,300. Homes sell for a median $917,688 after a median 139 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with avalanche, wildfire the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$783,300

Median home value (Census)

139

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value (Census)
$783,300
House Price Index (state)
423.4 (-0.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$917,688
Median list price
$724,000
Median price per sqft
$510
1-year sale-price change
+24.0%
Median days on market
139 days
Homes sold (recent period)
8
For-sale inventory
20
Sale-to-list ratio
92.6%
Active listings
29

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,063/mo
1BR fair-market rent
$1,167/mo
2BR fair-market rent
$1,526/mo
3BR fair-market rent
$2,113/mo
4BR fair-market rent
$2,522/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
avalanche, wildfire
Notable hazard ratings (county)
avalanche: Relatively High · wildfire: Relatively Moderate · landslide: Relatively Low · winter weather: Relatively Low
Most common flood zone among NFIP claims
Zone D
NFIP flood claims on record
5
Wildfire risk to homes (county)
Higher than 95% of US counties
Buildings in wildfire direct-exposure zone
91.8%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Leviathan Mine (21.5 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
43.0 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
6.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
613
Jobs reachable by transit (45 min)
1,080

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
7
Nearest airport
Lake Tahoe Airport (TVL) (15 mi)
Nearest major airport
Lake Tahoe Airport (TVL) (15 mi)
Hospitals in or near this ZIP
5
Hospitals include
BARTON MEMORIAL HOSPITAL, MARK TWAIN MEDICAL CENTER, CARSON TAHOE REGIONAL MEDICAL CENTER
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (5.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-37 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1991
Housing built before 1970
1.3%
Housing built 2000 or later
30.5%
Median annual property tax
$7,833
Households with broadband internet
100.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
748
Average weekly wage
$837
Top industries (by employment)
Utilities, Construction, Wholesale Trade
Annual residential building permits (county)
4

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 95646State medianUS median
Median sale price$917,688$696,000$325,000
Median days on market139 days39 days51 days
Median annual property tax$7,833$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 95646?
$783,300 (Census ACS).
What is the median sale price in ZIP 95646?
$917,688.
How long do homes take to sell in ZIP 95646?
Median days on market: 139 days.
What is typical rent in ZIP 95646?
2-bedroom fair-market rent: $1,526/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 95646?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: avalanche, wildfire.
Is ZIP 95646 in a flood zone?
Flood zones vary by property within ZIP 95646. 5 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is D. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 95646?
Risk to homes is higher than 95% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 95646?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 95646?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 95646 walkable?
Walkability index: 6.2/20 (EPA Smart Location Database).
What is the cost of living in ZIP 95646?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents