Area data
Finley, CA — ZIP 95435
Population: 340 (Census ACS)
FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with avalanche, drought, inland flooding the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).
Home values & appreciation
- House Price Index (state)
- 423.4 (-0.3% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Rents
- Studio fair-market rent
- $1,233/mo
- 1BR fair-market rent
- $1,235/mo
- 2BR fair-market rent
- $1,616/mo
- 3BR fair-market rent
- $2,238/mo
- 4BR fair-market rent
- $2,701/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (High)
- 110.7 (100 = US avg)
- Electricity rate (state-level)
- 32.5¢/kWh
- Natural gas rate (state-level)
- $22.00/MCF
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- avalanche, drought, inland flooding, landslide, wildfire
- Notable hazard ratings (county)
- drought: Relatively High · wildfire: Relatively High · avalanche: Relatively High · landslide: Relatively High · inland flooding: Relatively High · earthquake: Relatively Moderate
- Wildfire risk to homes (county)
- Higher than 100% of US counties
- Buildings in wildfire direct-exposure zone
- 53.1%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Sulphur Bank Mercury Mine (10.2 mi)
Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 42.6 in
- Annual snowfall
- 0.3 in
- USDA plant hardiness zone
- 8b (extreme annual low 15 to 20°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 31
- Days with Good air quality
- 360
- Days with Moderate air quality
- 3
- Highest AQI recorded (year)
- 74
Source: EPA annual air quality index (county-level)
Amenities
- Airports within 30 mi
- 11
- Nearest airport
- Lampson Field (CKE) (3 mi)
- Nearest major airport
- Ukiah Municipal Airport (UKI) (20 mi)
- Hospitals in or near this ZIP
- 14
- Hospitals include
- PROVIDENCE QUEEN OF THE VALLEY MEDICAL CENTER, DEPT OF STATE HOSPITALS - NAPA, ADVENTIST HEALTH ST HELENA
- Avg hospital rating (CMS)
- 3.5 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Good (5.0 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)
Housing stock
- Housing built before 1970
- 0.0%
- Housing built 2000 or later
- 100.0%
- Households with broadband internet
- 100.0%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 13,273
- Average weekly wage
- $1,019
- Top industries (by employment)
- Accommodation & Food, Construction, Utilities
- Annual residential building permits (county)
- 85
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is typical rent in ZIP 95435?
- 2-bedroom fair-market rent: $1,616/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 95435?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: avalanche, drought, inland flooding, landslide, wildfire.
- What is the wildfire risk in ZIP 95435?
- Risk to homes is higher than 100% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 95435?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 95435?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- What is the air quality in ZIP 95435?
- Good. Median AQI: 31. (EPA AQI).
- What is the cost of living in ZIP 95435?
- Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).
Nearby ZIP codes
Listing a home in Finley, CA?
REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.
Data last updated
Most recent source refresh: Oct 2026. See all data sources →