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Area data

Annapolis, CA — ZIP 95412

Population: 331 (Census ACS)

The typical home value in ZIP 95412 (Annapolis, CA) is $895,331 — down 7.9% over the past year. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with drought, earthquake, inland flooding the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$895,331

Typical home value

-7.9%

1-year change

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$895,331
1-year appreciation
-7.9%
3-year appreciation
-23.1%
5-year appreciation
-22.1%
10-year appreciation
-1.8%
Peak value since 2000 (Jun 2022)
$1.19M
House Price Index (state)
423.4 (-0.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median list price
$660,000
Active listings
2
1-year forecast
-2.1%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,980/mo
1BR fair-market rent
$2,155/mo
2BR fair-market rent
$2,819/mo
3BR fair-market rent
$3,903/mo
4BR fair-market rent
$4,295/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Avg student-teacher ratio
13.8 : 1
Schools include
Horicon Elementary

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
drought, earthquake, inland flooding, landslide, wildfire
Notable hazard ratings (county)
drought: Relatively High · wildfire: Relatively High · landslide: Relatively High · earthquake: Relatively High · inland flooding: Relatively High · heat wave: Relatively Moderate
Wildfire risk to homes (county)
Higher than 89% of US counties
Buildings in wildfire direct-exposure zone
36.4%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.0°F
Average high
68.0°F
Average low
48.0°F
Annual precipitation
47.6 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
9
Days with Good air quality
365
Highest AQI recorded (year)
39

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
4.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
148
Jobs reachable by transit (45 min)
254

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Point Reyes National Seashore (52 mi)
Airports within 30 mi
8
Nearest airport
The Sea Ranch Airport (5 mi)
Nearest major airport
Ukiah Municipal Airport (UKI) (30 mi)
Hospitals in or near this ZIP
7
Hospitals include
PROVIDENCE SANTA ROSA MEMORIAL HOSPITAL, SUTTER SANTA ROSA REGIONAL HOSPITAL, KAISER FOUNDATION HOSPITAL-SANTA ROSA
Avg hospital rating (CMS)
3.8 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (4.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-810 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1977
Housing built before 1970
29.2%
Housing built 2000 or later
0.0%
Median annual property tax
$2,868
Households with broadband internet
38.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
178,346
Average weekly wage
$1,378
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
1,690

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 95412State medianUS median
Typical home value$895,331$695,380$288,527
Median annual property tax$2,868$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 95412?
$895,331.
What is typical rent in ZIP 95412?
2-bedroom fair-market rent: $2,819/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 95412?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: drought, earthquake, inland flooding, landslide, wildfire.
What is the wildfire risk in ZIP 95412?
Risk to homes is higher than 89% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 95412?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 95412?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 95412?
1 schools (1 elementary) (NCES, 2024-25).
Is ZIP 95412 walkable?
Walkability index: 4.5/20 (EPA Smart Location Database).
What is the air quality in ZIP 95412?
Good. Median AQI: 9. (EPA AQI).
What is the cost of living in ZIP 95412?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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