Skip to main content

Area data

Santa Rosa, CA — ZIP 95403

Population: 45,806 (Census ACS)

The typical home value in ZIP 95403 (Santa Rosa, CA) is $723,434 — down 0.1% over the past year. Homes sell for a median $781,390 after a median 41 days on market. Typical rent runs $2,968/month. 16 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with drought, earthquake, inland flooding the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$723,434

Typical home value

-0.1%

1-year change

41

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$723,434
1-year appreciation
-0.1%
3-year appreciation
-0.8%
5-year appreciation
+6.7%
10-year appreciation
+42.2%
Peak value since 2000 (Jan 2025)
$752,215
House Price Index (state)
423.4 (-0.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$781,390
Median list price
$777,000
Median price per sqft
$447
1-year sale-price change
+3.8%
Median days on market
41 days
Homes sold (recent period)
94
For-sale inventory
91
Sale-to-list ratio
99.7%
Active listings
108
1-year forecast
-0.2%
Days to pending
44 days
New listings (monthly)
32

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,968/mo
1-year rent change
+4.4%
Studio fair-market rent
$1,980/mo
1BR fair-market rent
$2,155/mo
2BR fair-market rent
$2,819/mo
3BR fair-market rent
$3,903/mo
4BR fair-market rent
$4,295/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
16
Elementary schools
8
Middle schools
2
High schools
2
Charter schools
5
Avg student-teacher ratio
19.1 : 1
School districts serving the area
Windsor Unified, Sonoma County ROP, Piner-Olivet Charter District
Schools include
Mattie Washburn Elementary, Sonoma County ROP, Piner-Olivet Charter, Morrice Schaefer Charter, Pivot Charter School - North Bay

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
drought, earthquake, inland flooding, landslide, wildfire
Notable hazard ratings (county)
drought: Relatively High · wildfire: Relatively High · landslide: Relatively High · earthquake: Relatively High · inland flooding: Relatively High · heat wave: Relatively Moderate
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
11
Wildfire risk to homes (county)
Higher than 89% of US counties
Buildings in wildfire direct-exposure zone
36.4%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.0°F
Average high
72.0°F
Average low
45.0°F
Annual precipitation
33.8 in
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
9
Days with Good air quality
365
Highest AQI recorded (year)
39

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
16.5 / 20
Transit service frequency
291
Jobs reachable by car (30 min)
39,275
Jobs reachable by transit (45 min)
38,261

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
10
Nearest national park
Point Reyes National Seashore (32 mi)
National parks include
Point Reyes National Seashore, Muir Woods National Monument, Golden Gate National Recreation Area
Airports within 30 mi
14
Nearest airport
Charles M. Schulz Sonoma County Airport (STS) (3 mi)
Nearest major airport
Charles M. Schulz Sonoma County Airport (STS) (3 mi)
Hospitals in or near this ZIP
2
Hospitals include
SUTTER SANTA ROSA REGIONAL HOSPITAL, KAISER FOUNDATION HOSPITAL-SANTA ROSA
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (4.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-810 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1986
Housing built before 1970
15.7%
Housing built 2000 or later
26.5%
Median annual property tax
$4,749
Mean commute to work
19 min
Households with broadband internet
80.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
178,346
Average weekly wage
$1,378
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
1,690

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 95403State medianUS median
Typical home value$723,434$695,380$288,527
Median sale price$781,390$696,000$325,000
Median days on market41 days39 days51 days
Typical rent$2,968/mo$2,786/mo$1,809/mo
Median annual property tax$4,749$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 95403?
$723,434.
What is the median sale price in ZIP 95403?
$781,390.
How long do homes take to sell in ZIP 95403?
Median days on market: 41 days.
What is typical rent in ZIP 95403?
Typical rent: $2,968/month.
What is the natural-hazard risk in ZIP 95403?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: drought, earthquake, inland flooding, landslide, wildfire.
Is ZIP 95403 in a flood zone?
Flood zones vary by property within ZIP 95403. 11 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 95403?
Risk to homes is higher than 89% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 95403?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 95403?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 95403?
16 schools (8 elementary, 2 middle, 2 high) (NCES, 2024-25).
Is ZIP 95403 walkable?
Walkability index: 16.5/20 (EPA Smart Location Database).
What is the air quality in ZIP 95403?
Good. Median AQI: 9. (EPA AQI).
What is the cost of living in ZIP 95403?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in Santa Rosa, CA?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents