Area data
Hilmar, CA — ZIP 95324
Population: 7,636 (Census ACS)
The typical home value in ZIP 95324 (Hilmar, CA) is $483,577 — up 1.8% over the past year. Homes sell for a median $430,000 after a median 15 days on market. 6 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with drought, earthquake, heat wave the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).
$483,577
Typical home value
+1.8%
1-year change
15
Median days on market
Relatively High
Hazard risk (county)
Home values & appreciation
- Typical home value
- $483,577
- 1-year appreciation
- +1.8%
- 3-year appreciation
- +3.7%
- 5-year appreciation
- +10.9%
- 10-year appreciation
- +65.6%
- Peak value since 2000 (Jan 2025)
- $486,845
- House Price Index (state)
- 423.4 (-0.3% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $430,000
- Median list price
- $537,500
- Median price per sqft
- $331
- 1-year sale-price change
- -30.3%
- Median days on market
- 15 days
- Homes sold (recent period)
- 4
- For-sale inventory
- 5
- Sale-to-list ratio
- 97.3%
- Active listings
- 1
- 1-year forecast
- +0.1%
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $1,200/mo
- 1BR fair-market rent
- $1,262/mo
- 2BR fair-market rent
- $1,517/mo
- 3BR fair-market rent
- $2,087/mo
- 4BR fair-market rent
- $2,477/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (High)
- 110.7 (100 = US avg)
- Electricity rate (state-level)
- 32.5¢/kWh
- Natural gas rate (state-level)
- $22.00/MCF
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 6
- Elementary schools
- 2
- Middle schools
- 1
- High schools
- 3
- Avg student-teacher ratio
- 19.5 : 1
- Schools include
- Elim Elementary, Hilmar High, Colony Basic Skills Alternative High, Irwin High (Continuation), Hilmar Middle
Source: NCES school directory, 2024-25 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- drought, earthquake, heat wave, inland flooding, lightning
- Notable hazard ratings (county)
- drought: Very High · heat wave: Relatively High · lightning: Relatively High · earthquake: Relatively High · inland flooding: Relatively High · wildfire: Relatively Moderate
- Most common flood zone among NFIP claims
- Zone A
- NFIP flood claims on record
- 7
- Wildfire risk to homes (county)
- Higher than 88% of US counties
- Buildings in wildfire direct-exposure zone
- 30.8%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Valley Wood Preserving, Inc. (6.5 mi)
Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 64.0°F
- Average high
- 75.0°F
- Average low
- 52.0°F
- Annual precipitation
- 10.5 in
- Annual snowfall
- 0.1 in
- USDA plant hardiness zone
- 9a (extreme annual low 20 to 25°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 50
- Days with Good air quality
- 186
- Days with Moderate air quality
- 179
- Highest AQI recorded (year)
- 100
Source: EPA annual air quality index (county-level)
Walkability & transit
- Walkability index
- 5.7 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 18,307
- Jobs reachable by transit (45 min)
- 20,970
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- Airports within 30 mi
- 19
- Nearest airport
- Ahlem Farms Airport (2 mi)
- Nearest major airport
- Modesto City Co-Harry Sham Field (MOD) (16 mi)
- Hospitals in or near this ZIP
- 15
- Hospitals include
- OAK VALLEY HOSPITAL DISTRICT, ST JOSEPH'S MEDICAL CENTER OF STOCKTON, ST JOSEPH'S BEHAVIORAL HEALTH CENTER
- Avg hospital rating (CMS)
- 2.5 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Good (5.2 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -112 tax filers
Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)
Housing stock
- Median year housing built
- 1987
- Housing built before 1970
- 23.0%
- Housing built 2000 or later
- 23.0%
- Median annual property tax
- $2,906
- Mean commute to work
- 18 min
- Households with broadband internet
- 60.2%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 66,454
- Average weekly wage
- $999
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 780
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 95324 | State median | US median | |
|---|---|---|---|
| Typical home value | $483,577 | $695,380 | $288,527 |
| Median sale price | $430,000 | $696,000 | $325,000 |
| Median days on market | 15 days | 39 days | 51 days |
| Median annual property tax | $2,906 | $4,533 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the typical home value in ZIP 95324?
- $483,577.
- What is the median sale price in ZIP 95324?
- $430,000.
- How long do homes take to sell in ZIP 95324?
- Median days on market: 15 days.
- What is typical rent in ZIP 95324?
- 2-bedroom fair-market rent: $1,517/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 95324?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: drought, earthquake, heat wave, inland flooding, lightning.
- Is ZIP 95324 in a flood zone?
- Flood zones vary by property within ZIP 95324. 7 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A. Check a specific address on the FEMA Flood Map Service Center.
- What is the wildfire risk in ZIP 95324?
- Risk to homes is higher than 88% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 95324?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 95324?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 95324?
- 6 schools (2 elementary, 1 middle, 3 high) (NCES, 2024-25).
- Is ZIP 95324 walkable?
- Walkability index: 5.7/20 (EPA Smart Location Database).
- What is the air quality in ZIP 95324?
- Good. Median AQI: 50. (EPA AQI).
- What is the cost of living in ZIP 95324?
- Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →