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Area data

Lodi, CA — ZIP 95240

Population: 50,517 (Census ACS)

The typical home value in ZIP 95240 (Lodi, CA) is $464,880 — down 1.8% over the past year. Homes sell for a median $532,500 after a median 24 days on market. Typical rent runs $1,949/month. 12 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with drought, earthquake, heat wave the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$464,880

Typical home value

-1.8%

1-year change

24

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$464,880
1-year appreciation
-1.8%
3-year appreciation
-1.0%
5-year appreciation
+4.7%
10-year appreciation
+66.4%
Peak value since 2000 (Jul 2022)
$494,531
House Price Index (state)
423.4 (-0.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$532,500
Median list price
$529,000
Median price per sqft
$339
1-year sale-price change
+6.5%
Median days on market
24 days
Homes sold (recent period)
78
For-sale inventory
96
Sale-to-list ratio
98.1%
Active listings
72
1-year forecast
-0.9%
Days to pending
45 days
New listings (monthly)
32

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,949/mo
1-year rent change
+3.9%
Studio fair-market rent
$1,525/mo
1BR fair-market rent
$1,628/mo
2BR fair-market rent
$2,015/mo
3BR fair-market rent
$2,790/mo
4BR fair-market rent
$3,368/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
12
Elementary schools
9
Middle schools
0
High schools
2
Charter schools
1
Avg student-teacher ratio
21.8 : 1
School districts serving the area
Rio Valley Charter District, Lodi Unified
Schools include
Rio Valley Charter, George Washington Elementary, Heritage Elementary, Lawrence Elementary, Leroy Nichols Elementary

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
drought, earthquake, heat wave, inland flooding, lightning
Notable hazard ratings (county)
drought: Very High · heat wave: Relatively High · lightning: Relatively High · earthquake: Relatively High · inland flooding: Relatively High · wildfire: Relatively Moderate
Most common flood zone among NFIP claims
Zone B
NFIP flood claims on record
21
Wildfire risk to homes (county)
Higher than 84% of US counties
Buildings in wildfire direct-exposure zone
16.1%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
McCormick & Baxter Creosoting Co. (14.5 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
18.9 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
46
Days with Good air quality
219
Days with Moderate air quality
146
Highest AQI recorded (year)
93

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
8.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
39,704
Jobs reachable by transit (45 min)
49,398

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Port Chicago Naval Magazine National Memorial (48 mi)
National parks include
Port Chicago Naval Magazine National Memorial, Eugene O'Neill National Historic Site, John Muir National Historic Site
Airports within 30 mi
35
Nearest airport
Faber Vineyards Airport (1 mi)
Nearest major airport
Stockton Metropolitan Airport (SCK) (16 mi)
Hospitals in or near this ZIP
1
Hospitals include
ADVENTIST HEALTH LODI MEMORIAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Good (5.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+143 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1971
Housing built before 1970
48.0%
Housing built 2000 or later
13.5%
Median annual property tax
$3,085
Mean commute to work
23 min
Households with broadband internet
72.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
243,606
Average weekly wage
$1,171
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
2,522

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 95240State medianUS median
Typical home value$464,880$695,380$288,527
Median sale price$532,500$696,000$325,000
Median days on market24 days39 days51 days
Typical rent$1,949/mo$2,786/mo$1,809/mo
Median annual property tax$3,085$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 95240?
$464,880.
What is the median sale price in ZIP 95240?
$532,500.
How long do homes take to sell in ZIP 95240?
Median days on market: 24 days.
What is typical rent in ZIP 95240?
Typical rent: $1,949/month.
What is the natural-hazard risk in ZIP 95240?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: drought, earthquake, heat wave, inland flooding, lightning.
Is ZIP 95240 in a flood zone?
Flood zones vary by property within ZIP 95240. 21 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is B. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 95240?
Risk to homes is higher than 84% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 95240?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 95240?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 95240?
12 schools (9 elementary, 2 high) (NCES, 2024-25).
Is ZIP 95240 walkable?
Walkability index: 8.2/20 (EPA Smart Location Database).
What is the air quality in ZIP 95240?
Good. Median AQI: 46. (EPA AQI).
What is the cost of living in ZIP 95240?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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