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Area data

San Jose, CA — ZIP 95138

Population: 18,960 (Census ACS)

The typical home value in ZIP 95138 (San Jose, CA) is $1.74M — up 0.6% over the past year. Homes sell for a median $1.47M after a median 18 days on market. Typical rent runs $4,149/month. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very High, with earthquake, inland flooding, coastal flooding the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$1.74M

Typical home value

+0.6%

1-year change

18

Median days on market

Very High

Hazard risk (county)

Home values & appreciation

Typical home value
$1.74M
1-year appreciation
+0.6%
3-year appreciation
+7.0%
5-year appreciation
+19.1%
10-year appreciation
+78.4%
Peak value since 2000 (Jan 2025)
$1.80M
House Price Index (state)
423.4 (-0.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$1.47M
Median list price
$1.60M
Median price per sqft
$813
1-year sale-price change
-16.7%
Median days on market
18 days
Homes sold (recent period)
36
For-sale inventory
32
Sale-to-list ratio
103.8%
Active listings
17
1-year forecast
+1.6%
New listings (monthly)
14

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$4,149/mo
Studio fair-market rent
$2,458/mo
1BR fair-market rent
$2,778/mo
2BR fair-market rent
$3,272/mo
3BR fair-market rent
$4,396/mo
4BR fair-market rent
$4,688/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
2
Middle schools
0
High schools
0
Avg student-teacher ratio
24.9 : 1
School districts serving the area
Evergreen Elementary, Oak Grove Elementary
Schools include
Silver Oak Elementary, Ledesma (Rita) Elementary

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very High
Top hazards (county)
earthquake, inland flooding, coastal flooding, drought, heat wave
Notable hazard ratings (county)
earthquake: Very High · inland flooding: Very High · drought: Relatively High · heat wave: Relatively High · landslide: Relatively High · coastal flooding: Relatively High
Most common flood zone among NFIP claims
Zone AH
NFIP flood claims on record
1
Wildfire risk to homes (county)
Higher than 97% of US counties
Buildings in wildfire direct-exposure zone
8.2%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Fairchild Semiconductor Corp. (South San Jose Plant) (2.5 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
59.0°F
Average high
69.0°F
Average low
49.0°F
Annual precipitation
20.7 in
Annual snowfall
4.7 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
43
Days with Good air quality
240
Days with Moderate air quality
121
Highest AQI recorded (year)
134

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
10.3 / 20
Transit service frequency
1,081
Jobs reachable by car (30 min)
92,846
Jobs reachable by transit (45 min)
98,716

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
8
Nearest national park
Eugene O'Neill National Historic Site (43 mi)
National parks include
Eugene O'Neill National Historic Site, San Francisco Maritime National Historical Park, Alcatraz Island
Airports within 30 mi
11
Nearest airport
Reid-Hillview Airport of Santa Clara County (RHV) (8 mi)
Nearest major airport
Norman Y. Mineta San Jose International Airport (SJC) (13 mi)
Hospitals in or near this ZIP
1
Hospitals include
SAN JOSE BEHAVIORAL HEALTH
EV charging stations (within 10 mi)
210
Solar radiation rating
Good (5.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-12,496 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1995
Housing built before 1970
2.9%
Housing built 2000 or later
26.4%
Median annual property tax
$10,001
Mean commute to work
23 min
Households with broadband internet
88.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,021,232
Average weekly wage
$4,258
Top industries (by employment)
Health Care, Professional Services, Information
Annual residential building permits (county)
5,323

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 95138State medianUS median
Typical home value$1.74M$695,380$288,527
Median sale price$1.47M$696,000$325,000
Median days on market18 days39 days51 days
Typical rent$4,149/mo$2,786/mo$1,809/mo
Median annual property tax$10,001$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 95138?
$1.74M.
What is the median sale price in ZIP 95138?
$1.47M.
How long do homes take to sell in ZIP 95138?
Median days on market: 18 days.
What is typical rent in ZIP 95138?
Typical rent: $4,149/month.
What is the natural-hazard risk in ZIP 95138?
Overall risk: Very High (FEMA NRI, county-level). Top hazards: earthquake, inland flooding, coastal flooding, drought, heat wave.
Is ZIP 95138 in a flood zone?
Flood zones vary by property within ZIP 95138. 1 FEMA flood-insurance (NFIP) claim is on record; the most common zone among them is AH. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 95138?
Risk to homes is higher than 97% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 95138?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 95138?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Fairchild Semiconductor Corp. (South San Jose Plant), 2.5 mi.
How many schools serve ZIP 95138?
2 schools (2 elementary) (NCES, 2024-25).
Is ZIP 95138 walkable?
Walkability index: 10.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 95138?
Good. Median AQI: 43. (EPA AQI).
What is the cost of living in ZIP 95138?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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