Area data
San Jose, CA — ZIP 95132
Population: 40,334 (Census ACS)
The typical home value in ZIP 95132 (San Jose, CA) is $1.55M — down 1.5% over the past year. Homes sell for a median $1.56M after a median 19 days on market. Typical rent runs $4,114/month. 12 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very High, with earthquake, inland flooding, coastal flooding the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).
$1.55M
Typical home value
-1.5%
1-year change
19
Median days on market
Very High
Hazard risk (county)
Home values & appreciation
- Typical home value
- $1.55M
- 1-year appreciation
- -1.5%
- 3-year appreciation
- +13.3%
- 5-year appreciation
- +23.9%
- 10-year appreciation
- +101.7%
- Peak value since 2000 (Feb 2025)
- $1.65M
- House Price Index (state)
- 423.4 (-0.3% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $1.56M
- Median list price
- $1.50M
- Median price per sqft
- $942
- 1-year sale-price change
- -10.4%
- Median days on market
- 19 days
- Homes sold (recent period)
- 51
- For-sale inventory
- 58
- Sale-to-list ratio
- 102.5%
- Active listings
- 41
- 1-year forecast
- +1.9%
- Days to pending
- 28 days
- New listings (monthly)
- 25
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $4,114/mo
- 1-year rent change
- +4.7%
- Studio fair-market rent
- $2,458/mo
- 1BR fair-market rent
- $2,778/mo
- 2BR fair-market rent
- $3,272/mo
- 3BR fair-market rent
- $4,396/mo
- 4BR fair-market rent
- $4,688/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (High)
- 110.7 (100 = US avg)
- Electricity rate (state-level)
- 32.5¢/kWh
- Natural gas rate (state-level)
- $22.00/MCF
- 30-year mortgage rate (national)
- 7.40%
- 15-year mortgage rate (national)
- 6.73%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 12
- Elementary schools
- 8
- Middle schools
- 3
- High schools
- 1
- Avg student-teacher ratio
- 23.0 : 1
- School districts serving the area
- Berryessa Union Elementary, East Side Union High
- Schools include
- Cherrywood Elementary, Laneview Elementary, Majestic Way Elementary, Morrill Middle, Noble Elementary
Source: NCES school directory, 2024-25 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very High
- Top hazards (county)
- earthquake, inland flooding, coastal flooding, drought, heat wave
- Notable hazard ratings (county)
- earthquake: Very High · inland flooding: Very High · drought: Relatively High · heat wave: Relatively High · landslide: Relatively High · coastal flooding: Relatively High
- Most common flood zone among NFIP claims
- Zone A
- NFIP flood claims on record
- 14
- Wildfire risk to homes (county)
- Higher than 97% of US counties
- Buildings in wildfire direct-exposure zone
- 8.2%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Lorentz Barrel & Drum Co. (9.7 mi)
Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 61.0°F
- Average high
- 72.0°F
- Average low
- 50.0°F
- Annual precipitation
- 39.9 in
- USDA plant hardiness zone
- 9b (extreme annual low 25 to 30°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 43
- Days with Good air quality
- 240
- Days with Moderate air quality
- 121
- Highest AQI recorded (year)
- 134
Source: EPA annual air quality index (county-level)
Walkability & transit
- Walkability index
- 13.0 / 20
- Transit service frequency
- 754
- Jobs reachable by car (30 min)
- 94,215
- Jobs reachable by transit (45 min)
- 84,745
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 10
- Nearest national park
- Eugene O'Neill National Historic Site (32 mi)
- National parks include
- Eugene O'Neill National Historic Site, John Muir National Historic Site, San Francisco Maritime National Historical Park
- Airports within 30 mi
- 14
- Nearest airport
- Reid-Hillview Airport of Santa Clara County (RHV) (7 mi)
- Nearest major airport
- Norman Y. Mineta San Jose International Airport (SJC) (11 mi)
- Hospitals in or near this ZIP
- 59
- Hospitals include
- ST ROSE HOSPITAL, PENINSULA MEDICAL CENTER, CALIFORNIA PACIFIC MEDICAL CTR-DAVIES CAMPUS HOSP
- Avg hospital rating (CMS)
- 3.2 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- EV charging stations (within 10 mi)
- 105
- Solar radiation rating
- Good (5.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -12,496 tax filers
Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)
Housing stock
- Median year housing built
- 1974
- Housing built before 1970
- 32.1%
- Housing built 2000 or later
- 4.2%
- Median annual property tax
- $9,791
- Mean commute to work
- 23 min
- Households with broadband internet
- 85.5%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 1,021,232
- Average weekly wage
- $4,258
- Top industries (by employment)
- Health Care, Professional Services, Information
- Annual residential building permits (county)
- 5,323
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 95132 | State median | US median | |
|---|---|---|---|
| Typical home value | $1.55M | $695,380 | $288,527 |
| Median sale price | $1.56M | $696,000 | $325,000 |
| Median days on market | 19 days | 39 days | 51 days |
| Typical rent | $4,114/mo | $2,786/mo | $1,809/mo |
| Median annual property tax | $9,791 | $4,533 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the typical home value in ZIP 95132?
- $1.55M.
- What is the median sale price in ZIP 95132?
- $1.56M.
- How long do homes take to sell in ZIP 95132?
- Median days on market: 19 days.
- What is typical rent in ZIP 95132?
- Typical rent: $4,114/month.
- What is the natural-hazard risk in ZIP 95132?
- Overall risk: Very High (FEMA NRI, county-level). Top hazards: earthquake, inland flooding, coastal flooding, drought, heat wave.
- Is ZIP 95132 in a flood zone?
- Flood zones vary by property within ZIP 95132. 14 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A. Check a specific address on the FEMA Flood Map Service Center.
- What is the wildfire risk in ZIP 95132?
- Risk to homes is higher than 97% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 95132?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 95132?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 95132?
- 12 schools (8 elementary, 3 middle, 1 high) (NCES, 2024-25).
- Is ZIP 95132 walkable?
- Walkability index: 13.0/20 (EPA Smart Location Database).
- What is the air quality in ZIP 95132?
- Good. Median AQI: 43. (EPA AQI).
- What is the cost of living in ZIP 95132?
- Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Oct 2026. See all data sources →