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Area data

San Jose, CA — ZIP 95118

Population: 32,015 (Census ACS)

The typical home value in ZIP 95118 (San Jose, CA) is $1.58M — up 1.4% over the past year. Homes sell for a median $1.60M after a median 22 days on market. Typical rent runs $4,655/month. 9 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very High, with earthquake, inland flooding, coastal flooding the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$1.58M

Typical home value

+1.4%

1-year change

22

Median days on market

Very High

Hazard risk (county)

Home values & appreciation

Typical home value
$1.58M
1-year appreciation
+1.4%
3-year appreciation
+12.7%
5-year appreciation
+23.4%
10-year appreciation
+98.0%
Peak value since 2000 (Jan 2026)
$1.64M
House Price Index (state)
423.4 (-0.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$1.60M
Median list price
$1.59M
Median price per sqft
$1,083
1-year sale-price change
-0.9%
Median days on market
22 days
Homes sold (recent period)
73
For-sale inventory
71
Sale-to-list ratio
103.0%
Active listings
42
1-year forecast
+1.9%
Days to pending
36 days
New listings (monthly)
30

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$4,655/mo
1-year rent change
+6.1%
Studio fair-market rent
$2,458/mo
1BR fair-market rent
$2,778/mo
2BR fair-market rent
$3,272/mo
3BR fair-market rent
$4,396/mo
4BR fair-market rent
$4,688/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
9
Elementary schools
4
Middle schools
2
High schools
3
Avg student-teacher ratio
21.3 : 1
School districts serving the area
Campbell Union High, San Jose Unified, Union Elementary
Schools include
Branham High, Almaden Elementary, Broadway High, John Muir Middle, Pioneer High

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very High
Top hazards (county)
earthquake, inland flooding, coastal flooding, drought, heat wave
Notable hazard ratings (county)
earthquake: Very High · inland flooding: Very High · drought: Relatively High · heat wave: Relatively High · landslide: Relatively High · coastal flooding: Relatively High
Most common flood zone among NFIP claims
Zone AO
NFIP flood claims on record
5
Wildfire risk to homes (county)
Higher than 97% of US counties
Buildings in wildfire direct-exposure zone
8.2%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Lorentz Barrel & Drum Co. (4.6 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
62.0°F
Average high
72.0°F
Average low
52.0°F
Annual precipitation
17.7 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
43
Days with Good air quality
240
Days with Moderate air quality
121
Highest AQI recorded (year)
134

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
9.8 / 20
Transit service frequency
1,143
Jobs reachable by car (30 min)
87,021
Jobs reachable by transit (45 min)
91,962

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
10
Nearest national park
Eugene O'Neill National Historic Site (40 mi)
National parks include
Eugene O'Neill National Historic Site, San Francisco Maritime National Historical Park, Presidio of San Francisco
Airports within 30 mi
12
Nearest airport
Reid-Hillview Airport of Santa Clara County (RHV) (7 mi)
Nearest major airport
Norman Y. Mineta San Jose International Airport (SJC) (8 mi)
Hospitals in or near this ZIP
53
Hospitals include
ST ROSE HOSPITAL, PENINSULA MEDICAL CENTER, CALIFORNIA PACIFIC MEDICAL CTR-DAVIES CAMPUS HOSP
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
630
Solar radiation rating
Good (5.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-12,496 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1968
Housing built before 1970
57.0%
Housing built 2000 or later
5.1%
Median annual property tax
$9,641
Mean commute to work
23 min
Households with broadband internet
84.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,021,232
Average weekly wage
$4,258
Top industries (by employment)
Health Care, Professional Services, Information
Annual residential building permits (county)
5,323

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 95118State medianUS median
Typical home value$1.58M$695,380$288,527
Median sale price$1.60M$696,000$325,000
Median days on market22 days39 days51 days
Typical rent$4,655/mo$2,786/mo$1,809/mo
Median annual property tax$9,641$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 95118?
$1.58M.
What is the median sale price in ZIP 95118?
$1.60M.
How long do homes take to sell in ZIP 95118?
Median days on market: 22 days.
What is typical rent in ZIP 95118?
Typical rent: $4,655/month.
What is the natural-hazard risk in ZIP 95118?
Overall risk: Very High (FEMA NRI, county-level). Top hazards: earthquake, inland flooding, coastal flooding, drought, heat wave.
Is ZIP 95118 in a flood zone?
Flood zones vary by property within ZIP 95118. 5 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AO. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 95118?
Risk to homes is higher than 97% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 95118?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 95118?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Lorentz Barrel & Drum Co., 4.6 mi.
How many schools serve ZIP 95118?
9 schools (4 elementary, 2 middle, 3 high) (NCES, 2024-25).
Is ZIP 95118 walkable?
Walkability index: 9.8/20 (EPA Smart Location Database).
What is the air quality in ZIP 95118?
Good. Median AQI: 43. (EPA AQI).
What is the cost of living in ZIP 95118?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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