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Area data

Scotts Valley, CA — ZIP 95066

Population: 15,135 (Census ACS)

The typical home value in ZIP 95066 (Scotts Valley, CA) is $1.26M — up 2.4% over the past year. Homes sell for a median $1.26M after a median 38 days on market. Typical rent runs $3,844/month. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with drought, earthquake, inland flooding the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$1.26M

Typical home value

+2.4%

1-year change

38

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$1.26M
1-year appreciation
+2.4%
3-year appreciation
+3.5%
5-year appreciation
+12.2%
10-year appreciation
+57.4%
Peak value since 2000 (Jun 2022)
$1.30M
House Price Index (state)
423.4 (-0.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$1.26M
Median list price
$1.43M
Median price per sqft
$645
1-year sale-price change
+0.8%
Median days on market
38 days
Homes sold (recent period)
50
For-sale inventory
52
Sale-to-list ratio
98.9%
Active listings
38
1-year forecast
+0.8%
New listings (monthly)
14

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$3,844/mo
Studio fair-market rent
$3,230/mo
1BR fair-market rent
$3,390/mo
2BR fair-market rent
$4,254/mo
3BR fair-market rent
$5,531/mo
4BR fair-market rent
$5,748/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
4
Elementary schools
1
Middle schools
1
High schools
1
Charter schools
1
Avg student-teacher ratio
22.1 : 1
School districts serving the area
Scotts Valley Unified, California Online Public Schools Monterey Bay District
Schools include
Scotts Valley Middle, Vine Hill Elementary, Scotts Valley High, California Online Public Schools Monterey Bay

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
drought, earthquake, inland flooding, landslide, heat wave
Notable hazard ratings (county)
drought: Relatively High · landslide: Relatively High · earthquake: Relatively High · inland flooding: Relatively High · tsunami: Relatively Moderate · heat wave: Relatively Moderate
Wildfire risk to homes (county)
Higher than 79% of US counties
Buildings in wildfire direct-exposure zone
36.7%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Watkins-Johnson Co. (Stewart Division Plant) (1.4 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
39.9 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
35
Days with Good air quality
320
Days with Moderate air quality
45
Highest AQI recorded (year)
71

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
12.8 / 20
Transit service frequency
494
Jobs reachable by car (30 min)
30,719
Jobs reachable by transit (45 min)
29,527

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
5
Nearest national park
Eugene O'Neill National Historic Site (52 mi)
National parks include
Eugene O'Neill National Historic Site, San Francisco Maritime National Historical Park, Presidio of San Francisco
Airports within 30 mi
9
Nearest airport
Bonny Doon Village Airport (6 mi)
Nearest major airport
Norman Y. Mineta San Jose International Airport (SJC) (21 mi)
Hospitals in or near this ZIP
27
Hospitals include
ST ROSE HOSPITAL, PENINSULA MEDICAL CENTER, SANTA CLARA VALLEY MEDICAL CENTER
Avg hospital rating (CMS)
3.4 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
105
Solar radiation rating
Good (5.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-1,763 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1982
Housing built before 1970
21.6%
Housing built 2000 or later
16.4%
Median annual property tax
$7,665
Mean commute to work
18 min
Households with broadband internet
89.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
85,953
Average weekly wage
$1,280
Top industries (by employment)
Health Care, Accommodation & Food, Agriculture
Annual residential building permits (county)
470

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 95066State medianUS median
Typical home value$1.26M$695,380$288,527
Median sale price$1.26M$696,000$325,000
Median days on market38 days39 days51 days
Typical rent$3,844/mo$2,786/mo$1,809/mo
Median annual property tax$7,665$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 95066?
$1.26M.
What is the median sale price in ZIP 95066?
$1.26M.
How long do homes take to sell in ZIP 95066?
Median days on market: 38 days.
What is typical rent in ZIP 95066?
Typical rent: $3,844/month.
What is the natural-hazard risk in ZIP 95066?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: drought, earthquake, inland flooding, landslide, heat wave.
What is the wildfire risk in ZIP 95066?
Risk to homes is higher than 79% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 95066?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 95066?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Watkins-Johnson Co. (Stewart Division Plant), 1.4 mi.
How many schools serve ZIP 95066?
4 schools (1 elementary, 1 middle, 1 high) (NCES, 2024-25).
Is ZIP 95066 walkable?
Walkability index: 12.8/20 (EPA Smart Location Database).
What is the air quality in ZIP 95066?
Good. Median AQI: 35. (EPA AQI).
What is the cost of living in ZIP 95066?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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