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Area data

Moss Landing, CA — ZIP 95039

Population: 948 (Census ACS)

The typical home value in ZIP 95039 (Moss Landing, CA) is $1.07M — up 0.8% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with drought, earthquake, inland flooding the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$1.07M

Typical home value

+0.8%

1-year change

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$1.07M
1-year appreciation
+0.8%
3-year appreciation
+2.4%
5-year appreciation
+4.5%
10-year appreciation
+64.4%
Peak value since 2000 (Jun 2022)
$1.13M
House Price Index (state)
423.4 (-0.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median list price
$1.51M
For-sale inventory
8
Active listings
7
1-year forecast
+0.7%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,956/mo
1BR fair-market rent
$2,009/mo
2BR fair-market rent
$2,416/mo
3BR fair-market rent
$3,261/mo
4BR fair-market rent
$3,551/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
drought, earthquake, inland flooding, landslide, wildfire
Notable hazard ratings (county)
drought: Very High · wildfire: Relatively High · landslide: Relatively High · earthquake: Relatively High · inland flooding: Relatively High · heat wave: Relatively Moderate
Wildfire risk to homes (county)
Higher than 99% of US counties
Buildings in wildfire direct-exposure zone
29.5%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Crazy Horse Sanitary Landfill (8.9 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.0°F
Average high
72.0°F
Average low
45.0°F
Annual precipitation
17.9 in
USDA plant hardiness zone
10a (extreme annual low 30 to 35°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
38
Days with Good air quality
314
Days with Moderate air quality
51
Highest AQI recorded (year)
62

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
7.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
14,575
Jobs reachable by transit (45 min)
15,831

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Pinnacles National Park (40 mi)
Airports within 30 mi
12
Nearest airport
Monterey Bay Academy Airport (7 mi)
Nearest major airport
Salinas Municipal Airport (SNS) (15 mi)
Hospitals in or near this ZIP
19
Hospitals include
SANTA CLARA VALLEY MEDICAL CENTER, KAISER FOUNDATION HOSPITAL-SANTA CLARA, KAISER PERMANENTE PSYCHIATRIC HEALTH FACILITY-SANT
Avg hospital rating (CMS)
3.5 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-2,526 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1977
Housing built before 1970
22.3%
Housing built 2000 or later
11.6%
Median annual property tax
$2,170
Households with broadband internet
70.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
162,967
Average weekly wage
$1,123
Top industries (by employment)
Agriculture, Accommodation & Food, Health Care
Annual residential building permits (county)
775

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 95039State medianUS median
Typical home value$1.07M$695,380$288,527
Median annual property tax$2,170$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 95039?
$1.07M.
What is typical rent in ZIP 95039?
2-bedroom fair-market rent: $2,416/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 95039?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: drought, earthquake, inland flooding, landslide, wildfire.
What is the wildfire risk in ZIP 95039?
Risk to homes is higher than 99% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 95039?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 95039?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 95039 walkable?
Walkability index: 7.5/20 (EPA Smart Location Database).
What is the air quality in ZIP 95039?
Good. Median AQI: 38. (EPA AQI).
What is the cost of living in ZIP 95039?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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