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Area data

Carmel, CA — ZIP 93921

Population: 2,322 (Census ACS)

The median home value (Census ACS) in ZIP 93921 (Carmel, CA) is $2.00M. Homes sell for a median $3.29M after a median 53 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with drought, earthquake, inland flooding the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$2.00M

Median home value (Census)

53

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value (Census)
$2.00M
House Price Index (state)
423.4 (-0.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$3.29M
Median list price
$3.35M
Median price per sqft
$2,016
1-year sale-price change
+7.1%
Median days on market
53 days
Homes sold (recent period)
5
For-sale inventory
10
Sale-to-list ratio
94.2%
Active listings
5
New listings (monthly)
6

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,956/mo
1BR fair-market rent
$2,009/mo
2BR fair-market rent
$2,416/mo
3BR fair-market rent
$3,261/mo
4BR fair-market rent
$3,551/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
drought, earthquake, inland flooding, landslide, wildfire
Notable hazard ratings (county)
drought: Very High · wildfire: Relatively High · landslide: Relatively High · earthquake: Relatively High · inland flooding: Relatively High · heat wave: Relatively Moderate
Most common flood zone among NFIP claims
Zone A07
NFIP flood claims on record
20
Wildfire risk to homes (county)
Higher than 99% of US counties
Buildings in wildfire direct-exposure zone
29.5%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Fort Ord (10.9 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
56.5°F
Average high
64.0°F
Average low
49.0°F
Annual precipitation
18.8 in
Annual snowfall
0.2 in
USDA plant hardiness zone
10a (extreme annual low 30 to 35°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
38
Days with Good air quality
314
Days with Moderate air quality
51
Highest AQI recorded (year)
62

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
16.5 / 20
Transit service frequency
330
Jobs reachable by car (30 min)
14,876
Jobs reachable by transit (45 min)
11,985

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Pinnacles National Park (42 mi)
Airports within 30 mi
6
Nearest airport
Monterey Regional Airport (MRY) (5 mi)
Nearest major airport
Monterey Regional Airport (MRY) (5 mi)
Hospitals in or near this ZIP
7
Hospitals include
COMMUNITY HOSPITAL OF THE MONTEREY PENINSULA, WATSONVILLE COMMUNITY HOSPITAL, DOMINICAN HOSPITAL
Avg hospital rating (CMS)
3.4 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-2,526 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1952
Housing built before 1970
68.3%
Housing built 2000 or later
8.3%
Median annual property tax
$6,250
Households with broadband internet
92.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
162,967
Average weekly wage
$1,123
Top industries (by employment)
Agriculture, Accommodation & Food, Health Care
Annual residential building permits (county)
775

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 93921State medianUS median
Median sale price$3.29M$696,000$325,000
Median days on market53 days39 days51 days
Median annual property tax$6,250$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 93921?
$2.00M (Census ACS).
What is the median sale price in ZIP 93921?
$3.29M.
How long do homes take to sell in ZIP 93921?
Median days on market: 53 days.
What is typical rent in ZIP 93921?
2-bedroom fair-market rent: $2,416/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 93921?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: drought, earthquake, inland flooding, landslide, wildfire.
Is ZIP 93921 in a flood zone?
Flood zones vary by property within ZIP 93921. 20 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A07. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 93921?
Risk to homes is higher than 99% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 93921?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 93921?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 93921 walkable?
Walkability index: 16.5/20 (EPA Smart Location Database).
What is the air quality in ZIP 93921?
Good. Median AQI: 38. (EPA AQI).
What is the cost of living in ZIP 93921?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

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