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Area data

San Bernardino, CA — ZIP 92404

Population: 63,243 (Census ACS)

The typical home value in ZIP 92404 (San Bernardino, CA) is $485,291 — up 2.5% over the past year. Homes sell for a median $498,500 after a median 35 days on market. Typical rent runs $1,848/month. 17 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very High, with earthquake, inland flooding, landslide the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$485,291

Typical home value

+2.5%

1-year change

35

Median days on market

Very High

Hazard risk (county)

Home values & appreciation

Typical home value
$485,291
1-year appreciation
+2.5%
3-year appreciation
+10.0%
5-year appreciation
+28.9%
10-year appreciation
+120.9%
Peak value since 2000 (Aug 2026)
$485,291
House Price Index (state)
423.4 (-0.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$498,500
Median list price
$499,900
Median price per sqft
$357
1-year sale-price change
-1.3%
Median days on market
35 days
Homes sold (recent period)
106
For-sale inventory
95
Sale-to-list ratio
101.2%
Active listings
81
1-year forecast
+1.2%
Days to pending
33 days
New listings (monthly)
34

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,848/mo
1-year rent change
+3.2%
Studio fair-market rent
$1,605/mo
1BR fair-market rent
$1,705/mo
2BR fair-market rent
$2,103/mo
3BR fair-market rent
$2,771/mo
4BR fair-market rent
$3,336/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
17
Elementary schools
10
Middle schools
3
High schools
2
Charter schools
1
Avg student-teacher ratio
20.2 : 1
School districts serving the area
iEmpire Academy District, San Bernardino City Unified
Schools include
iEmpire Academy, Barton Elementary, Bradley Elementary, Del Rosa Elementary, Emmerton Elementary

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very High
Top hazards (county)
earthquake, inland flooding, landslide, wildfire, heat wave
Notable hazard ratings (county)
wildfire: Very High · landslide: Very High · earthquake: Very High · inland flooding: Very High · heat wave: Relatively High · lightning: Relatively High
Most common flood zone among NFIP claims
Zone C
NFIP flood claims on record
92
Wildfire risk to homes (county)
Higher than 93% of US counties
Buildings in wildfire direct-exposure zone
19.7%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Newmark Ground Water Contamination (3.4 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
64.0°F
Average high
76.0°F
Average low
52.0°F
Annual precipitation
11.4 in
Annual snowfall
2.0 in
USDA plant hardiness zone
10a (extreme annual low 30 to 35°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
77
Days with Good air quality
46
Days with Moderate air quality
209
Days with Unhealthy air quality
39
Highest AQI recorded (year)
207

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
13.7 / 20
Transit service frequency
492
Jobs reachable by car (30 min)
83,574
Jobs reachable by transit (45 min)
93,428

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Juan Bautista de Anza National Historic Trail (21 mi)
Airports within 30 mi
24
Nearest airport
Andy Jackson Airpark (4 mi)
Nearest major airport
San Bernardino International Airport (SBD) (6 mi)
Hospitals in or near this ZIP
1
Hospitals include
ST BERNARDINE MEDICAL CENTER
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
EV charging stations (within 10 mi)
315
Solar radiation rating
Good (5.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-2,936 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1963
Housing built before 1970
59.5%
Housing built 2000 or later
7.5%
Median annual property tax
$2,877
Mean commute to work
31 min
Households with broadband internet
71.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
710,949
Average weekly wage
$1,150
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
6,240

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 92404State medianUS median
Typical home value$485,291$695,380$288,527
Median sale price$498,500$696,000$325,000
Median days on market35 days39 days51 days
Typical rent$1,848/mo$2,786/mo$1,809/mo
Median annual property tax$2,877$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 92404?
$485,291.
What is the median sale price in ZIP 92404?
$498,500.
How long do homes take to sell in ZIP 92404?
Median days on market: 35 days.
What is typical rent in ZIP 92404?
Typical rent: $1,848/month.
What is the natural-hazard risk in ZIP 92404?
Overall risk: Very High (FEMA NRI, county-level). Top hazards: earthquake, inland flooding, landslide, wildfire, heat wave.
Is ZIP 92404 in a flood zone?
Flood zones vary by property within ZIP 92404. 92 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is C. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 92404?
Risk to homes is higher than 93% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 92404?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 92404?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Newmark Ground Water Contamination, 3.4 mi.
How many schools serve ZIP 92404?
17 schools (10 elementary, 3 middle, 2 high) (NCES, 2024-25).
Is ZIP 92404 walkable?
Walkability index: 13.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 92404?
Moderate. Median AQI: 77. (EPA AQI).
What is the cost of living in ZIP 92404?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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