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Area data

San Diego, CA — ZIP 92123

Population: 33,041 (Census ACS)

The typical home value in ZIP 92123 (San Diego, CA) is $955,187 — up 0.5% over the past year. Homes sell for a median $889,500 after a median 24 days on market. Typical rent runs $3,211/month. 12 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very High, with inland flooding, wildfire, earthquake the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$955,187

Typical home value

+0.5%

1-year change

24

Median days on market

Very High

Hazard risk (county)

Home values & appreciation

Typical home value
$955,187
1-year appreciation
+0.5%
3-year appreciation
+4.9%
5-year appreciation
+22.6%
10-year appreciation
+91.6%
Peak value since 2000 (Jul 2024)
$992,727
House Price Index (state)
423.4 (-0.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$889,500
Median list price
$932,450
Median price per sqft
$622
1-year sale-price change
-12.2%
Median days on market
24 days
Homes sold (recent period)
52
For-sale inventory
54
Sale-to-list ratio
99.8%
Active listings
40
1-year forecast
+1.6%
New listings (monthly)
20

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$3,211/mo
1-year rent change
+1.7%
Studio fair-market rent
$2,192/mo
1BR fair-market rent
$2,335/mo
2BR fair-market rent
$2,823/mo
3BR fair-market rent
$3,743/mo
4BR fair-market rent
$4,526/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
12
Elementary schools
8
Middle schools
1
High schools
2
Charter schools
4
Avg student-teacher ratio
19.1 : 1
School districts serving the area
Elevate District, Innovations Academy District, School for Entrepreneurship and Technology District
Schools include
Elevate, Innovations Academy, School for Entrepreneurship and Technology, San Diego Mission Academy, Angier Elementary

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very High
Top hazards (county)
inland flooding, wildfire, earthquake, heat wave, landslide
Notable hazard ratings (county)
wildfire: Very High · inland flooding: Very High · heat wave: Relatively High · landslide: Relatively High · earthquake: Relatively High · hail: Relatively Moderate
Wildfire risk to homes (county)
Higher than 100% of US counties
Buildings in wildfire direct-exposure zone
14.8%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
64.0°F
Average high
74.0°F
Average low
55.0°F
Annual precipitation
12.1 in
USDA plant hardiness zone
10b (extreme annual low 35 to 40°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
67
Days with Good air quality
64
Days with Moderate air quality
268
Days with Unhealthy air quality
7
Highest AQI recorded (year)
161

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
14.3 / 20
Transit service frequency
972
Jobs reachable by car (30 min)
164,734
Jobs reachable by transit (45 min)
133,780

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Cabrillo National Monument (11 mi)
Airports within 30 mi
16
Nearest airport
Montgomery-Gibbs Executive Airport (MYF) (1 mi)
Nearest major airport
Miramar Marine Corps Air Station - Mitscher Field (NKX) (4 mi)
Hospitals in or near this ZIP
3
Hospitals include
SHARP MEMORIAL HOSPITAL, RADY CHILDREN'S HOSPITAL - SAN DIEGO, SHARP MESA VISTA HOSPITAL
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (5.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-9,330 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1977
Housing built before 1970
41.2%
Housing built 2000 or later
31.0%
Median annual property tax
$5,290
Mean commute to work
16 min
Households with broadband internet
86.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,288,378
Average weekly wage
$1,611
Top industries (by employment)
Health Care, Accommodation & Food, Professional Services
Annual residential building permits (county)
11,707

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 92123State medianUS median
Typical home value$955,187$695,380$288,527
Median sale price$889,500$696,000$325,000
Median days on market24 days39 days51 days
Typical rent$3,211/mo$2,786/mo$1,809/mo
Median annual property tax$5,290$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 92123?
$955,187.
What is the median sale price in ZIP 92123?
$889,500.
How long do homes take to sell in ZIP 92123?
Median days on market: 24 days.
What is typical rent in ZIP 92123?
Typical rent: $3,211/month.
What is the natural-hazard risk in ZIP 92123?
Overall risk: Very High (FEMA NRI, county-level). Top hazards: inland flooding, wildfire, earthquake, heat wave, landslide.
What is the wildfire risk in ZIP 92123?
Risk to homes is higher than 100% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 92123?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 92123?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 92123?
12 schools (8 elementary, 1 middle, 2 high) (NCES, 2024-25).
Is ZIP 92123 walkable?
Walkability index: 14.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 92123?
Moderate. Median AQI: 67. (EPA AQI).
What is the cost of living in ZIP 92123?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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