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Area data

San Diego, CA — ZIP 92101

Population: 51,805 (Census ACS)

The typical home value in ZIP 92101 (San Diego, CA) is $711,892 — down 4.7% over the past year. Homes sell for a median $685,000 after a median 54 days on market. Typical rent runs $2,923/month. 8 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very High, with inland flooding, wildfire, earthquake the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$711,892

Typical home value

-4.7%

1-year change

54

Median days on market

Very High

Hazard risk (county)

Home values & appreciation

Typical home value
$711,892
1-year appreciation
-4.7%
3-year appreciation
-10.5%
5-year appreciation
+3.9%
10-year appreciation
+20.8%
Peak value since 2000 (Jul 2022)
$817,604
House Price Index (state)
423.4 (-0.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$685,000
Median list price
$699,450
Median price per sqft
$693
1-year sale-price change
0.0%
Median days on market
54 days
Homes sold (recent period)
135
For-sale inventory
446
Sale-to-list ratio
97.9%
Active listings
338
1-year forecast
+0.8%
Days to pending
85 days
New listings (monthly)
83

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,923/mo
1-year rent change
+1.2%
Studio fair-market rent
$2,192/mo
1BR fair-market rent
$2,335/mo
2BR fair-market rent
$2,823/mo
3BR fair-market rent
$3,743/mo
4BR fair-market rent
$4,526/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
8
Elementary schools
1
Middle schools
0
High schools
6
Charter schools
4
Avg student-teacher ratio
20.0 : 1
School districts serving the area
Urban Discovery Academy Charter District, San Diego Virtual District, King-Chavez Community High District
Schools include
Urban Discovery Academy Charter, San Diego Virtual, King-Chavez Community High, e3 Civic High, Garfield High

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very High
Top hazards (county)
inland flooding, wildfire, earthquake, heat wave, landslide
Notable hazard ratings (county)
wildfire: Very High · inland flooding: Very High · heat wave: Relatively High · landslide: Relatively High · earthquake: Relatively High · hail: Relatively Moderate
Most common flood zone among NFIP claims
Zone A10
NFIP flood claims on record
17
Wildfire risk to homes (county)
Higher than 100% of US counties
Buildings in wildfire direct-exposure zone
14.8%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
64.7°F
Average high
71.0°F
Average low
58.3°F
Annual precipitation
10.0 in
USDA plant hardiness zone
11a (extreme annual low 40 to 45°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
67
Days with Good air quality
64
Days with Moderate air quality
268
Days with Unhealthy air quality
7
Highest AQI recorded (year)
161

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
17.7 / 20
Transit service frequency
129
Jobs reachable by car (30 min)
215,261
Jobs reachable by transit (45 min)
176,402

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Cabrillo National Monument (6 mi)
Airports within 30 mi
14
Nearest airport
San Diego International Airport (SAN) (1 mi)
Nearest major airport
San Diego International Airport (SAN) (1 mi)
Hospitals in or near this ZIP
22
Hospitals include
PARADISE VALLEY HOSPITAL, UC SAN DIEGO HEALTH HILLCREST - HILLCREST MED CTR, SCRIPPS MERCY HOSPITAL
Avg hospital rating (CMS)
3.9 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
420
Solar radiation rating
Good (5.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-9,330 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
2004
Housing built before 1970
16.9%
Housing built 2000 or later
61.5%
Median annual property tax
$7,012
Mean commute to work
16 min
Households with broadband internet
78.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,288,378
Average weekly wage
$1,611
Top industries (by employment)
Health Care, Accommodation & Food, Professional Services
Annual residential building permits (county)
11,707

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 92101State medianUS median
Typical home value$711,892$695,380$288,527
Median sale price$685,000$696,000$325,000
Median days on market54 days39 days51 days
Typical rent$2,923/mo$2,786/mo$1,809/mo
Median annual property tax$7,012$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 92101?
$711,892.
What is the median sale price in ZIP 92101?
$685,000.
How long do homes take to sell in ZIP 92101?
Median days on market: 54 days.
What is typical rent in ZIP 92101?
Typical rent: $2,923/month.
What is the natural-hazard risk in ZIP 92101?
Overall risk: Very High (FEMA NRI, county-level). Top hazards: inland flooding, wildfire, earthquake, heat wave, landslide.
Is ZIP 92101 in a flood zone?
Flood zones vary by property within ZIP 92101. 17 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A10. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 92101?
Risk to homes is higher than 100% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 92101?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 92101?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 92101?
8 schools (1 elementary, 6 high) (NCES, 2024-25).
Is ZIP 92101 walkable?
Walkability index: 17.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 92101?
Moderate. Median AQI: 67. (EPA AQI).
What is the cost of living in ZIP 92101?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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