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Area data

Henderson, CO — ZIP 80640

Population: 13,818 (Census ACS)

The typical home value in ZIP 80640 (Henderson, CO) is $496,631 — down 2.5% over the past year. Homes sell for a median $442,500 after a median 26 days on market. Typical rent runs $2,358/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with hail, lightning, winter weather the top-rated hazards. Cost of living is 3.1% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$496,631

Typical home value

-2.5%

1-year change

26

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$496,631
1-year appreciation
-2.5%
3-year appreciation
-5.2%
5-year appreciation
+2.5%
10-year appreciation
+55.7%
Peak value since 2000 (Jul 2022)
$561,254
House Price Index (state)
687.4 (-0.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$442,500
Median list price
$487,500
Median price per sqft
$210
1-year sale-price change
-9.0%
Median days on market
26 days
Homes sold (recent period)
42
For-sale inventory
53
Sale-to-list ratio
99.3%
Active listings
43
1-year forecast
+0.1%
New listings (monthly)
17

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,358/mo
1-year rent change
+6.2%
Studio fair-market rent
$1,751/mo
1BR fair-market rent
$1,831/mo
2BR fair-market rent
$2,169/mo
3BR fair-market rent
$2,846/mo
4BR fair-market rent
$3,183/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.1 (100 = US avg)
Electricity rate (state-level)
15.9¢/kWh
Natural gas rate (state-level)
$11.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
3
Middle schools
1
High schools
1
Charter schools
1
Avg student-teacher ratio
21.0 : 1
Schools include
Henderson Elementary School, John W Thimmig Elementary School, Belle Creek Charter School, Prairie View High School, Prairie View Middle School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
hail, lightning, winter weather, cold wave, strong wind
Notable hazard ratings (county)
hail: Very High · lightning: Very High · winter weather: Very High · tornado: Relatively High · cold wave: Relatively High · strong wind: Relatively High
Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
1
Wildfire risk to homes (county)
Higher than 60% of US counties
Buildings in wildfire direct-exposure zone
11.2%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Rocky Mountain Arsenal (USARMY) (3.6 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
50.0°F
Average high
62.0°F
Average low
37.0°F
Annual precipitation
16.7 in
Annual snowfall
30.7 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
49
Days with Good air quality
201
Days with Moderate air quality
163
Highest AQI recorded (year)
112

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
9.3 / 20
Transit service frequency
1,171
Jobs reachable by car (30 min)
99,134
Jobs reachable by transit (45 min)
86,218

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Rocky Mountain National Park (54 mi)
Airports within 30 mi
42
Nearest airport
Henderson Airport (2 mi)
Nearest major airport
Denver International Airport (DEN) (11 mi)
Hospitals in or near this ZIP
37
Hospitals include
BANNER NORTH COLORADO MEDICAL CENTER, LONGMONT UNITED HOSPITAL, INTERMOUNTAIN HEALTH PLATTE VALLEY HOSPITAL
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+2,218 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
2005
Housing built before 1970
5.9%
Housing built 2000 or later
79.1%
Median annual property tax
$3,554
Mean commute to work
22 min
Households with broadband internet
83.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
201,588
Average weekly wage
$1,366
Top industries (by employment)
Construction, Health Care, Accommodation & Food
Annual residential building permits (county)
2,608

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 80640State medianUS median
Typical home value$496,631$493,059$288,527
Median sale price$442,500$495,000$325,000
Median days on market26 days48 days51 days
Typical rent$2,358/mo$1,992/mo$1,809/mo
Median annual property tax$3,554$1,694$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 80640?
$496,631.
What is the median sale price in ZIP 80640?
$442,500.
How long do homes take to sell in ZIP 80640?
Median days on market: 26 days.
What is typical rent in ZIP 80640?
Typical rent: $2,358/month.
What is the natural-hazard risk in ZIP 80640?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: hail, lightning, winter weather, cold wave, strong wind.
Is ZIP 80640 in a flood zone?
Flood zones vary by property within ZIP 80640. 1 FEMA flood-insurance (NFIP) claim is on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 80640?
Risk to homes is higher than 60% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 80640?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 80640?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Rocky Mountain Arsenal (USARMY), 3.6 mi.
How many schools serve ZIP 80640?
5 schools (3 elementary, 1 middle, 1 high) (NCES, 2024-25).
Is ZIP 80640 walkable?
Walkability index: 9.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 80640?
Good. Median AQI: 49. (EPA AQI).
What is the cost of living in ZIP 80640?
Regional Price Parity: 103.1 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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