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Area data

Central City, CO — ZIP 80427

Population: 567 (Census ACS)

The typical home value in ZIP 80427 (Central City, CO) is $408,704 — down 5.2% over the past year. Homes sell for a median $304,000 after a median 5 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low. Cost of living is 3.1% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$408,704

Typical home value

-5.2%

1-year change

5

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$408,704
1-year appreciation
-5.2%
3-year appreciation
-7.7%
5-year appreciation
+0.3%
10-year appreciation
+60.2%
Peak value since 2000 (Jul 2022)
$461,924
House Price Index (state)
687.4 (-0.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$304,000
Median list price
$660,000
Median price per sqft
$209
1-year sale-price change
-17.8%
Median days on market
5 days
Homes sold (recent period)
3
For-sale inventory
9
Sale-to-list ratio
89.6%
Active listings
6
1-year forecast
-0.3%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,751/mo
1BR fair-market rent
$1,831/mo
2BR fair-market rent
$2,169/mo
3BR fair-market rent
$2,846/mo
4BR fair-market rent
$3,183/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.1 (100 = US avg)
Electricity rate (state-level)
15.9¢/kWh
Natural gas rate (state-level)
$11.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Notable hazard ratings (county)
hail: Relatively Low · wildfire: Relatively Low · avalanche: Relatively Low · landslide: Relatively Low · lightning: Relatively Low · winter weather: Relatively Low
Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
1
Wildfire risk to homes (county)
Higher than 96% of US counties
Buildings in wildfire direct-exposure zone
91.9%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Central City, Clear Creek (2.1 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
39.0°F
Average high
53.0°F
Average low
25.0°F
Annual precipitation
15.4 in
Annual snowfall
82.0 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
46
Days with Good air quality
273
Days with Moderate air quality
86
Highest AQI recorded (year)
101

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
5.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
819
Jobs reachable by transit (45 min)
1,503

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Rocky Mountain National Park (41 mi)
Airports within 30 mi
12
Nearest airport
Athanasiou Valley Airport (5 mi)
Nearest major airport
Rocky Mountain Metropolitan Airport (BJC) (22 mi)
Hospitals in or near this ZIP
33
Hospitals include
LONGMONT UNITED HOSPITAL, INTERMOUNTAIN HEALTH PLATTE VALLEY HOSPITAL, INTERMOUNTAIN HEALTH LUTHERAN HOSPITAL
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+8 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1960
Housing built before 1970
55.2%
Housing built 2000 or later
20.9%
Median annual property tax
$672
Households with broadband internet
60.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
4,296
Average weekly wage
$1,305
Top industries (by employment)
Arts & Entertainment, Accommodation & Food, Professional Services
Annual residential building permits (county)
22

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 80427State medianUS median
Typical home value$408,704$493,059$288,527
Median sale price$304,000$495,000$325,000
Median days on market5 days48 days51 days
Median annual property tax$672$1,694$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 80427?
$408,704.
What is the median sale price in ZIP 80427?
$304,000.
How long do homes take to sell in ZIP 80427?
Median days on market: 5 days.
What is typical rent in ZIP 80427?
2-bedroom fair-market rent: $2,169/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 80427?
Overall risk: Very Low (FEMA NRI, county-level).
Is ZIP 80427 in a flood zone?
Flood zones vary by property within ZIP 80427. 1 FEMA flood-insurance (NFIP) claim is on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 80427?
Risk to homes is higher than 96% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 80427?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 80427?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Central City, Clear Creek, 2.1 mi.
Is ZIP 80427 walkable?
Walkability index: 5.8/20 (EPA Smart Location Database).
What is the air quality in ZIP 80427?
Good. Median AQI: 46. (EPA AQI).
What is the cost of living in ZIP 80427?
Regional Price Parity: 103.1 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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