Skip to main content

Area data

Stephenville, TX — ZIP 76402

Population: 750 (Census ACS)

FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with cold wave, drought, lightning the top-rated hazards. Cost of living is 2.9% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

Home values & appreciation

House Price Index (state)
450.8 (+0.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Rents

Studio fair-market rent
$877/mo
1BR fair-market rent
$963/mo
2BR fair-market rent
$1,260/mo
3BR fair-market rent
$1,745/mo
4BR fair-market rent
$1,935/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
97.1 (100 = US avg)
Electricity rate (state-level)
15.5¢/kWh
Natural gas rate (state-level)
$19.40/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
cold wave, drought, lightning, strong wind, tornado
Notable hazard ratings (county)
cold wave: Relatively High · drought: Relatively Moderate · tornado: Relatively Moderate · wildfire: Relatively Moderate · lightning: Relatively Moderate · strong wind: Relatively Moderate
Wildfire risk to homes (county)
Higher than 92% of US counties
Buildings in wildfire direct-exposure zone
75.6%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
65.0°F
Average high
79.0°F
Average low
51.0°F
Annual precipitation
34.1 in
Annual snowfall
0.7 in

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
36
Nearest airport
Stephenville Clark Regional Airport (SEP) (2 mi)
Hospitals in or near this ZIP
10
Hospitals include
MEDICAL CITY WEATHERFORD, TEXAS HEALTH HARRIS METHODIST HOSPITAL STEPHENVILL, GLEN ROSE MEDICAL CENTER
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (4.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Employment & development

Total county employment
15,029
Average weekly wage
$983
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
36

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is typical rent in ZIP 76402?
2-bedroom fair-market rent: $1,260/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 76402?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: cold wave, drought, lightning, strong wind, tornado.
What is the wildfire risk in ZIP 76402?
Risk to homes is higher than 92% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 76402?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 76402?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 76402?
Regional Price Parity: 97.1 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in Stephenville, TX?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents