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Area data

Shelbyville, TX — ZIP 75973

Population: 2,453 (Census ACS)

The typical home value in ZIP 75973 (Shelbyville, TX) is $255,227 — down 6.0% over the past year. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with strong wind, drought, hurricane the top-rated hazards. Cost of living is 2.9% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$255,227

Typical home value

-6.0%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$255,227
1-year appreciation
-6.0%
3-year appreciation
-10.6%
5-year appreciation
-16.5%
10-year appreciation
+13.7%
Peak value since 2000 (Jun 2022)
$336,984
House Price Index (state)
450.8 (+0.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
10
Active listings
2

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$771/mo
1BR fair-market rent
$878/mo
2BR fair-market rent
$1,014/mo
3BR fair-market rent
$1,404/mo
4BR fair-market rent
$1,502/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
97.1 (100 = US avg)
Electricity rate (state-level)
15.5¢/kWh
Natural gas rate (state-level)
$19.40/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
0
Middle schools
0
High schools
0
Avg student-teacher ratio
12.6 : 1
Schools include
SHELBYVILLE SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
strong wind, drought, hurricane, ice storm, lightning
Notable hazard ratings (county)
strong wind: Relatively High · drought: Relatively Moderate · tornado: Relatively Moderate · ice storm: Relatively Moderate · hurricane: Relatively Moderate · lightning: Relatively Moderate
Wildfire risk to homes (county)
Higher than 50% of US counties
Buildings in wildfire direct-exposure zone
86.5%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
66.0°F
Average high
77.0°F
Average low
54.0°F
Annual precipitation
56.5 in
Annual snowfall
0.6 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
5
Nearest airport
Center Municipal Airport (4 mi)
Hospitals in or near this ZIP
11
Hospitals include
DESOTO REGIONAL HEALTH SYSTEM, SABINE MEDICAL CENTER, UT HEALTH EAST TEXAS CARTHAGE HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (4.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+83 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1990
Housing built before 1970
20.1%
Housing built 2000 or later
29.6%
Median annual property tax
$798
Mean commute to work
28 min
Households with broadband internet
41.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
7,349
Average weekly wage
$1,043
Top industries (by employment)
Mining, Accommodation & Food, Finance & Insurance
Annual residential building permits (county)
4

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 75973State medianUS median
Typical home value$255,227$260,760$288,527
Median annual property tax$798$2,390$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 75973?
$255,227.
What is typical rent in ZIP 75973?
2-bedroom fair-market rent: $1,014/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 75973?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: strong wind, drought, hurricane, ice storm, lightning.
What is the wildfire risk in ZIP 75973?
Risk to homes is higher than 50% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 75973?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 75973?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 75973?
1 schools (NCES, 2024-25).
What is the cost of living in ZIP 75973?
Regional Price Parity: 97.1 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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