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Area data

Denison, TX — ZIP 75020

Population: 24,835 (Census ACS)

The typical home value in ZIP 75020 (Denison, TX) is $217,672 — down 6.9% over the past year. Homes sell for a median $229,000 after a median 81 days on market. Typical rent runs $1,407/month. 16 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with ice storm, tornado, cold wave the top-rated hazards. Cost of living is 2.9% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$217,672

Typical home value

-6.9%

1-year change

81

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$217,672
1-year appreciation
-6.9%
3-year appreciation
-10.1%
5-year appreciation
+4.5%
10-year appreciation
+87.6%
Peak value since 2000 (Jun 2024)
$246,427
House Price Index (state)
450.8 (+0.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$229,000
Median list price
$232,200
Median price per sqft
$145
1-year sale-price change
-6.0%
Median days on market
81 days
Homes sold (recent period)
111
For-sale inventory
289
Sale-to-list ratio
96.0%
Active listings
233
1-year forecast
-3.2%
Days to pending
102 days
New listings (monthly)
50

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,407/mo
1-year rent change
-2.1%
Studio fair-market rent
$1,102/mo
1BR fair-market rent
$1,126/mo
2BR fair-market rent
$1,395/mo
3BR fair-market rent
$1,932/mo
4BR fair-market rent
$2,148/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
97.1 (100 = US avg)
Electricity rate (state-level)
15.5¢/kWh
Natural gas rate (state-level)
$19.40/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
16
Elementary schools
5
Middle schools
3
High schools
4
Avg student-teacher ratio
13.4 : 1
School districts serving the area
DENISON ISD, POTTSBORO ISD, SHERMAN ISD
Schools include
DENISON H S, HOUSTON EL, HENRY SCOTT MIDDLE, HYDE PARK EL, LAMAR EL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
ice storm, tornado, cold wave, hail, heat wave
Notable hazard ratings (county)
tornado: Relatively High · ice storm: Relatively High · hail: Relatively Moderate · cold wave: Relatively Moderate · heat wave: Relatively Moderate · strong wind: Relatively Moderate
Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
44
Wildfire risk to homes (county)
Higher than 69% of US counties
Buildings in wildfire direct-exposure zone
64.7%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
45.1 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
4.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
12,822
Jobs reachable by transit (45 min)
14,058

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Chickasaw National Recreation Area (53 mi)
Airports within 30 mi
55
Nearest airport
Mc Keon Aviation Airport (3 mi)
Nearest major airport
North Texas Regional Airport Perrin Field (PNX) (6 mi)
Hospitals in or near this ZIP
1
Hospitals include
TEXOMA MEDICAL CENTER
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (4.7 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+1,342 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1971
Housing built before 1970
49.3%
Housing built 2000 or later
22.8%
Median annual property tax
$2,588
Mean commute to work
18 min
Households with broadband internet
67.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
44,880
Average weekly wage
$1,183
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
1,881

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 75020State medianUS median
Typical home value$217,672$260,760$288,527
Median sale price$229,000$285,000$325,000
Median days on market81 days71 days51 days
Typical rent$1,407/mo$1,567/mo$1,809/mo
Median annual property tax$2,588$2,390$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 75020?
$217,672.
What is the median sale price in ZIP 75020?
$229,000.
How long do homes take to sell in ZIP 75020?
Median days on market: 81 days.
What is typical rent in ZIP 75020?
Typical rent: $1,407/month.
What is the natural-hazard risk in ZIP 75020?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: ice storm, tornado, cold wave, hail, heat wave.
Is ZIP 75020 in a flood zone?
Flood zones vary by property within ZIP 75020. 44 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 75020?
Risk to homes is higher than 69% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 75020?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 75020?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 75020?
16 schools (5 elementary, 3 middle, 4 high) (NCES, 2024-25).
Is ZIP 75020 walkable?
Walkability index: 4.8/20 (EPA Smart Location Database).
What is the cost of living in ZIP 75020?
Regional Price Parity: 97.1 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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