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Area data

Agency, MO — ZIP 64401

Population: 1,757 (Census ACS)

The typical home value in ZIP 64401 (Agency, MO) is $334,365 — up 9.1% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with strong wind, cold wave, drought the top-rated hazards. Cost of living is 9.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$334,365

Typical home value

+9.1%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$334,365
1-year appreciation
+9.1%
3-year appreciation
+22.6%
5-year appreciation
+38.5%
10-year appreciation
+95.0%
Peak value since 2000 (Aug 2026)
$334,365
House Price Index (state)
416.7 (+3.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median list price
$455,000
Active listings
1
1-year forecast
+3.2%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$850/mo
1BR fair-market rent
$857/mo
2BR fair-market rent
$1,101/mo
3BR fair-market rent
$1,406/mo
4BR fair-market rent
$1,629/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.8 (100 = US avg)
Electricity rate (state-level)
13.5¢/kWh
Natural gas rate (state-level)
$14.90/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
strong wind, cold wave, drought, hail, heat wave
Notable hazard ratings (county)
strong wind: Relatively High · hail: Relatively Moderate · drought: Relatively Moderate · tornado: Relatively Moderate · cold wave: Relatively Moderate · heat wave: Relatively Moderate
Most common flood zone among NFIP claims
Zone C
NFIP flood claims on record
13
Wildfire risk to homes (county)
Higher than 45% of US counties
Buildings in wildfire direct-exposure zone
32.7%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
54.5°F
Average high
65.5°F
Average low
43.0°F
Annual precipitation
40.2 in
Annual snowfall
18.8 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
46
Days with Good air quality
206
Days with Moderate air quality
157
Highest AQI recorded (year)
256

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
2.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
6,627
Jobs reachable by transit (45 min)
7,713

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Harry S Truman National Historic Site (50 mi)
Airports within 30 mi
37
Nearest airport
Farris Strip (5 mi)
Nearest major airport
Rosecrans Memorial Airport (STJ) (14 mi)
Hospitals in or near this ZIP
18
Hospitals include
SAINT JOHN HOSPITAL, UNIVERSITY OF KANSAS HOSPITAL, PROVIDENCE MEDICAL CENTER
Avg hospital rating (CMS)
3.5 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-244 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1989
Housing built before 1970
15.5%
Housing built 2000 or later
35.1%
Median annual property tax
$1,728
Households with broadband internet
66.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
40,774
Average weekly wage
$1,212
Top industries (by employment)
Accommodation & Food, Construction, Wholesale Trade
Annual residential building permits (county)
52

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 64401State medianUS median
Typical home value$334,365$246,773$288,527
Median annual property tax$1,728$1,136$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 64401?
$334,365.
What is typical rent in ZIP 64401?
2-bedroom fair-market rent: $1,101/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 64401?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: strong wind, cold wave, drought, hail, heat wave.
Is ZIP 64401 in a flood zone?
Flood zones vary by property within ZIP 64401. 13 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is C. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 64401?
Risk to homes is higher than 45% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 64401?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 64401?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 64401 walkable?
Walkability index: 2.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 64401?
Good. Median AQI: 46. (EPA AQI).
What is the cost of living in ZIP 64401?
Regional Price Parity: 90.8 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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