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Area data

Lancaster, MO — ZIP 63548

Population: 1,154 (Census ACS)

The median home value (Census ACS) in ZIP 63548 (Lancaster, MO) is $163,400. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low. Cost of living is 9.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$163,400

Median home value (Census)

Very Low

Hazard risk (county)

Home values & appreciation

Median home value (Census)
$163,400
House Price Index (state)
416.7 (+3.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median list price
$212,000
Active listings
2

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$682/mo
1BR fair-market rent
$748/mo
2BR fair-market rent
$979/mo
3BR fair-market rent
$1,166/mo
4BR fair-market rent
$1,287/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.8 (100 = US avg)
Electricity rate (state-level)
13.5¢/kWh
Natural gas rate (state-level)
$14.90/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Notable hazard ratings (county)
drought: Relatively Low · tornado: Relatively Low · landslide: Relatively Low · strong wind: Relatively Low
Wildfire risk to homes (county)
Higher than 61% of US counties
Buildings in wildfire direct-exposure zone
73.9%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
40.5 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
12
Nearest airport
Applegate Airport (6 mi)
Nearest major airport
Kirksville Regional Airport (IRK) (26 mi)
Hospitals in or near this ZIP
10
Hospitals include
OTTUMWA REGIONAL HEALTH CENTER, DAVIS COUNTY HOSPITAL, VAN BUREN COUNTY HOSPITAL
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Fair (4.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1961
Housing built before 1970
68.4%
Housing built 2000 or later
8.5%
Median annual property tax
$1,393
Mean commute to work
29 min
Households with broadband internet
39.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
582
Average weekly wage
$881
Top industries (by employment)
Other Services, Agriculture, Utilities
Annual residential building permits (county)
1

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 63548?
$163,400 (Census ACS).
What is typical rent in ZIP 63548?
2-bedroom fair-market rent: $979/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 63548?
Overall risk: Very Low (FEMA NRI, county-level).
What is the wildfire risk in ZIP 63548?
Risk to homes is higher than 61% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 63548?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 63548?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 63548?
Regional Price Parity: 90.8 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in Lancaster, MO?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents