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Area data

Herculaneum, MO — ZIP 63048

Population: 4,228 (Census ACS)

The typical home value in ZIP 63048 (Herculaneum, MO) is $303,827 — up 5.1% over the past year. Homes sell for a median $300,000 after a median 37 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with strong wind, lightning, tornado the top-rated hazards. Cost of living is 9.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$303,827

Typical home value

+5.1%

1-year change

37

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$303,827
1-year appreciation
+5.1%
3-year appreciation
+15.7%
5-year appreciation
+34.6%
10-year appreciation
+83.5%
Peak value since 2000 (Aug 2026)
$303,827
House Price Index (state)
416.7 (+3.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$300,000
Median list price
$309,900
Median price per sqft
$180
1-year sale-price change
-13.3%
Median days on market
37 days
Homes sold (recent period)
25
For-sale inventory
12
Sale-to-list ratio
100.2%
Active listings
14
1-year forecast
+2.3%
New listings (monthly)
7

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,064/mo
1BR fair-market rent
$1,104/mo
2BR fair-market rent
$1,349/mo
3BR fair-market rent
$1,731/mo
4BR fair-market rent
$1,997/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.8 (100 = US avg)
Electricity rate (state-level)
13.5¢/kWh
Natural gas rate (state-level)
$14.90/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
0
Middle schools
1
High schools
1
Avg student-teacher ratio
14.5 : 1
Schools include
HERCULANEUM HIGH, SENN-THOMAS MIDDLE, TAYLOR EARLY CHILDHOOD

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
strong wind, lightning, tornado, cold wave, earthquake
Notable hazard ratings (county)
strong wind: Very High · tornado: Relatively High · lightning: Relatively High · hail: Relatively Moderate · cold wave: Relatively Moderate · heat wave: Relatively Moderate
Most common flood zone among NFIP claims
Zone A
NFIP flood claims on record
57
Wildfire risk to homes (county)
Higher than 40% of US counties
Buildings in wildfire direct-exposure zone
57.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Minker/Stout/Romaine Creek (13.5 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
56.0°F
Average high
67.0°F
Average low
45.0°F
Annual precipitation
44.7 in
Annual snowfall
9.1 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
42
Days with Good air quality
268
Days with Moderate air quality
93
Highest AQI recorded (year)
150

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
6.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
38,014
Jobs reachable by transit (45 min)
39,101

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Ulysses S Grant National Historic Site (21 mi)
National parks include
Ulysses S Grant National Historic Site, Ste. Geneviève National Historical Park, Gateway Arch National Park
Airports within 30 mi
24
Nearest airport
Christian Outreach Airfield (8 mi)
Nearest major airport
Spirit of St Louis Airport (SUS) (31 mi)
Hospitals in or near this ZIP
38
Hospitals include
TOUCHETTE REGIONAL HOSPITAL INC, GATEWAY REGIONAL MEDICAL CENTER, MEMORIAL HOSPITAL
Avg hospital rating (CMS)
3.6 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+778 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
2000
Housing built before 1970
20.5%
Housing built 2000 or later
51.0%
Median annual property tax
$1,906
Mean commute to work
25 min
Households with broadband internet
80.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
40,931
Average weekly wage
$1,004
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
617

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 63048State medianUS median
Typical home value$303,827$246,773$288,527
Median sale price$300,000$249,900$325,000
Median days on market37 days40 days51 days
Median annual property tax$1,906$1,136$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 63048?
$303,827.
What is the median sale price in ZIP 63048?
$300,000.
How long do homes take to sell in ZIP 63048?
Median days on market: 37 days.
What is typical rent in ZIP 63048?
2-bedroom fair-market rent: $1,349/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 63048?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: strong wind, lightning, tornado, cold wave, earthquake.
Is ZIP 63048 in a flood zone?
Flood zones vary by property within ZIP 63048. 57 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 63048?
Risk to homes is higher than 40% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 63048?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 63048?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 63048?
3 schools (1 middle, 1 high) (NCES, 2024-25).
Is ZIP 63048 walkable?
Walkability index: 6.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 63048?
Good. Median AQI: 42. (EPA AQI).
What is the cost of living in ZIP 63048?
Regional Price Parity: 90.8 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents