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Area data

Cutler, IL — ZIP 62238

Population: 558 (Census ACS)

The median home value (Census ACS) in ZIP 62238 (Cutler, IL) is $96,300. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with cold wave, earthquake, heat wave the top-rated hazards. Cost of living is at the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$96,300

Median home value (Census)

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value (Census)
$96,300
House Price Index (state)
340.3 (+5.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Rents

Studio fair-market rent
$648/mo
1BR fair-market rent
$711/mo
2BR fair-market rent
$930/mo
3BR fair-market rent
$1,108/mo
4BR fair-market rent
$1,554/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
100.0 (100 = US avg)
Electricity rate (state-level)
17.7¢/kWh
Natural gas rate (state-level)
$11.30/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
cold wave, earthquake, heat wave, strong wind, winter weather
Notable hazard ratings (county)
cold wave: Relatively Moderate · heat wave: Relatively Moderate · earthquake: Relatively Moderate · strong wind: Relatively Moderate · winter weather: Relatively Moderate · hail: Relatively Low
Wildfire risk to homes (county)
Higher than 15% of US counties
Buildings in wildfire direct-exposure zone
43.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
56.0°F
Average high
67.0°F
Average low
46.0°F
Annual precipitation
43.7 in
Annual snowfall
6.2 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
3
Nearest national park
Ste. Geneviève National Historical Park (31 mi)
National parks include
Ste. Geneviève National Historical Park, Gateway Arch National Park, Ulysses S Grant National Historic Site
Airports within 30 mi
24
Nearest airport
Lambert Airport (3 mi)
Nearest major airport
Southern Illinois Airport (MDH) (22 mi)
Hospitals in or near this ZIP
24
Hospitals include
HERRIN HOSPITAL, SSM HEALTH ST MARY'S HOSPITAL -CENTRALIA, GOOD SAMARITAN REGIONAL HLTH CENTER
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1980
Housing built before 1970
34.4%
Housing built 2000 or later
20.0%
Median annual property tax
$1,565
Mean commute to work
33 min
Households with broadband internet
24.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
2,937
Average weekly wage
$850
Top industries (by employment)
Accommodation & Food, Finance & Insurance, Construction
Annual residential building permits (county)
23

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 62238?
$96,300 (Census ACS).
What is typical rent in ZIP 62238?
2-bedroom fair-market rent: $930/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 62238?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: cold wave, earthquake, heat wave, strong wind, winter weather.
What is the wildfire risk in ZIP 62238?
Risk to homes is higher than 15% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 62238?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 62238?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 62238?
Regional Price Parity: 100.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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