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Area data

Elsah, IL — ZIP 62028

Population: 1,385 (Census ACS)

The typical home value in ZIP 62028 (Elsah, IL) is $197,500 — up 6.0% over the past year. Homes sell for a median $234,000 after a median 30 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with heat wave the top-rated hazards. Cost of living is at the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$197,500

Typical home value

+6.0%

1-year change

30

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$197,500
1-year appreciation
+6.0%
3-year appreciation
+14.4%
5-year appreciation
+21.8%
10-year appreciation
+42.0%
Peak value since 2000 (Mar 2026)
$198,988
House Price Index (state)
340.3 (+5.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$234,000
Median list price
$370,000
Median price per sqft
$126
1-year sale-price change
+67.1%
Median days on market
30 days
Homes sold (recent period)
2
Sale-to-list ratio
99.2%
Active listings
4
1-year forecast
+2.6%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,064/mo
1BR fair-market rent
$1,104/mo
2BR fair-market rent
$1,349/mo
3BR fair-market rent
$1,731/mo
4BR fair-market rent
$1,997/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
100.0 (100 = US avg)
Electricity rate (state-level)
17.7¢/kWh
Natural gas rate (state-level)
$11.30/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
heat wave
Notable hazard ratings (county)
heat wave: Relatively Moderate · hail: Relatively Low · drought: Relatively Low · tornado: Relatively Low · cold wave: Relatively Low · landslide: Relatively Low
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
98
Wildfire risk to homes (county)
Higher than 12% of US counties
Buildings in wildfire direct-exposure zone
47.8%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
St. Louis Airport/Hazelwood Interim Storage/Futura Coatings Co. (13.7 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
55.5°F
Average high
66.5°F
Average low
45.0°F
Annual precipitation
42.1 in
Annual snowfall
13.5 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
42
Days with Good air quality
259
Days with Moderate air quality
95
Days with Unhealthy air quality
1
Highest AQI recorded (year)
156

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
5.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
19,943
Jobs reachable by transit (45 min)
18,622

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Gateway Arch National Park (25 mi)
National parks include
Gateway Arch National Park, Ulysses S Grant National Historic Site
Airports within 30 mi
17
Nearest airport
William E. Koenig Airport (5 mi)
Nearest major airport
St. Louis Lambert International Airport (STL) (15 mi)
Hospitals in or near this ZIP
37
Hospitals include
ALTON MEMORIAL HOSPITAL, OSF SAINT ANTHONY'S HEALTH CENTER, ALTON MENTAL HEALTH CENTER
Avg hospital rating (CMS)
3.5 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
20
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-48 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1969
Housing built before 1970
51.1%
Housing built 2000 or later
6.0%
Median annual property tax
$2,955
Households with broadband internet
40.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
3,928
Average weekly wage
$887
Top industries (by employment)
Accommodation & Food, Construction, Professional Services
Annual residential building permits (county)
39

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 62028State medianUS median
Typical home value$197,500$194,869$288,527
Median sale price$234,000$212,000$325,000
Median days on market30 days48 days51 days
Median annual property tax$2,955$2,696$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 62028?
$197,500.
What is the median sale price in ZIP 62028?
$234,000.
How long do homes take to sell in ZIP 62028?
Median days on market: 30 days.
What is typical rent in ZIP 62028?
2-bedroom fair-market rent: $1,349/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 62028?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: heat wave.
Is ZIP 62028 in a flood zone?
Flood zones vary by property within ZIP 62028. 98 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 62028?
Risk to homes is higher than 12% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 62028?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 62028?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 62028 walkable?
Walkability index: 5.0/20 (EPA Smart Location Database).
What is the air quality in ZIP 62028?
Good. Median AQI: 42. (EPA AQI).
What is the cost of living in ZIP 62028?
Regional Price Parity: 100.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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