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Area data

Loves Park, IL — ZIP 61111

Population: 23,286 (Census ACS)

The typical home value in ZIP 61111 (Loves Park, IL) is $207,095 — up 7.3% over the past year. Homes sell for a median $210,500 after a median 8 days on market. Typical rent runs $1,567/month. 7 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with cold wave, hail, ice storm the top-rated hazards. Cost of living is at the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$207,095

Typical home value

+7.3%

1-year change

8

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$207,095
1-year appreciation
+7.3%
3-year appreciation
+25.3%
5-year appreciation
+47.9%
10-year appreciation
+106.4%
Peak value since 2000 (Aug 2026)
$207,095
House Price Index (state)
340.3 (+5.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$210,500
Median list price
$209,900
Median price per sqft
$147
1-year sale-price change
-2.1%
Median days on market
8 days
Homes sold (recent period)
93
For-sale inventory
58
Sale-to-list ratio
101.8%
Active listings
32
1-year forecast
+2.6%
Days to pending
18 days
New listings (monthly)
34

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,567/mo
Studio fair-market rent
$816/mo
1BR fair-market rent
$896/mo
2BR fair-market rent
$1,172/mo
3BR fair-market rent
$1,542/mo
4BR fair-market rent
$1,578/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
100.0 (100 = US avg)
Electricity rate (state-level)
17.7¢/kWh
Natural gas rate (state-level)
$11.30/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
7
Elementary schools
4
Middle schools
1
High schools
1
Avg student-teacher ratio
13.2 : 1
School districts serving the area
Boone/Winnebago ROE, Harlem UD 122
Schools include
Career Educ Assoc of N Central IL, ROE 4 Student Support ALOP, Maple Elem School, Rock Cut Elem School, Loves Park Elem School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
cold wave, hail, ice storm, inland flooding, lightning
Notable hazard ratings (county)
hail: Relatively High · tornado: Relatively High · cold wave: Relatively High · ice storm: Relatively High · lightning: Relatively High · strong wind: Relatively High
Wildfire risk to homes (county)
Higher than 11% of US counties
Buildings in wildfire direct-exposure zone
16.4%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Southeast Rockford Ground Water Contamination (8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
52.0°F
Average high
60.0°F
Average low
43.0°F
Annual precipitation
39.2 in
Annual snowfall
34.4 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
40
Days with Good air quality
244
Days with Moderate air quality
105
Days with Unhealthy air quality
1
Highest AQI recorded (year)
169

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
9.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
40,835
Jobs reachable by transit (45 min)
42,485

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
75
Nearest airport
Latham Park Aero Estates Airport (4 mi)
Nearest major airport
Chicago Rockford International Airport (RFD) (11 mi)
Hospitals in or near this ZIP
23
Hospitals include
OSF SAINT KATHARINE MEDICAL CENTER, ADVOCATE SHERMAN HOSPITAL, SAINT JOSEPH HOSPITAL-ELGIN
Avg hospital rating (CMS)
3.6 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
30
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-610 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1985
Housing built before 1970
32.0%
Housing built 2000 or later
25.6%
Median annual property tax
$3,550
Mean commute to work
19 min
Households with broadband internet
76.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
112,356
Average weekly wage
$1,177
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
309

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 61111State medianUS median
Typical home value$207,095$194,869$288,527
Median sale price$210,500$212,000$325,000
Median days on market8 days48 days51 days
Typical rent$1,567/mo$1,787/mo$1,809/mo
Median annual property tax$3,550$2,696$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 61111?
$207,095.
What is the median sale price in ZIP 61111?
$210,500.
How long do homes take to sell in ZIP 61111?
Median days on market: 8 days.
What is typical rent in ZIP 61111?
Typical rent: $1,567/month.
What is the natural-hazard risk in ZIP 61111?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: cold wave, hail, ice storm, inland flooding, lightning.
What is the wildfire risk in ZIP 61111?
Risk to homes is higher than 11% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 61111?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 61111?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 61111?
7 schools (4 elementary, 1 middle, 1 high) (NCES, 2024-25).
Is ZIP 61111 walkable?
Walkability index: 9.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 61111?
Good. Median AQI: 40. (EPA AQI).
What is the cost of living in ZIP 61111?
Regional Price Parity: 100.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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