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Area data

Belvidere, IL — ZIP 61008

Population: 33,582 (Census ACS)

The typical home value in ZIP 61008 (Belvidere, IL) is $265,980 — up 6.6% over the past year. Homes sell for a median $285,000 after a median 11 days on market. Typical rent runs $1,995/month. 10 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with cold wave, hail, lightning the top-rated hazards. Cost of living is at the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$265,980

Typical home value

+6.6%

1-year change

11

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$265,980
1-year appreciation
+6.6%
3-year appreciation
+22.3%
5-year appreciation
+41.3%
10-year appreciation
+102.1%
Peak value since 2000 (Aug 2026)
$265,980
House Price Index (state)
340.3 (+5.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$285,000
Median list price
$284,900
Median price per sqft
$150
1-year sale-price change
+14.0%
Median days on market
11 days
Homes sold (recent period)
97
For-sale inventory
66
Sale-to-list ratio
100.6%
Active listings
44
1-year forecast
+2.4%
Days to pending
20 days
New listings (monthly)
30

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,995/mo
Studio fair-market rent
$816/mo
1BR fair-market rent
$896/mo
2BR fair-market rent
$1,172/mo
3BR fair-market rent
$1,542/mo
4BR fair-market rent
$1,578/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
100.0 (100 = US avg)
Electricity rate (state-level)
17.7¢/kWh
Natural gas rate (state-level)
$11.30/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
10
Elementary schools
5
Middle schools
2
High schools
3
Avg student-teacher ratio
13.3 : 1
Schools include
Belvidere High School, Belvidere South Middle School, Lincoln Elem School, Perry Elem School, Washington Academy

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
cold wave, hail, lightning, strong wind, tornado
Notable hazard ratings (county)
hail: Relatively Moderate · tornado: Relatively Moderate · cold wave: Relatively Moderate · lightning: Relatively Moderate · strong wind: Relatively Moderate · drought: Relatively Low
Wildfire risk to homes (county)
Higher than 4% of US counties
Buildings in wildfire direct-exposure zone
25.6%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
2
Nearest Superfund site
Parsons Casket Hardware Co. (1.7 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
48.0°F
Average high
58.0°F
Average low
38.0°F
Annual precipitation
36.6 in
Annual snowfall
35.8 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
8.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
32,619
Jobs reachable by transit (45 min)
35,245

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
77
Nearest airport
Untied Acres Airport (4 mi)
Nearest major airport
Chicago Rockford International Airport (RFD) (14 mi)
Hospitals in or near this ZIP
27
Hospitals include
OSF SAINT KATHARINE MEDICAL CENTER, COPLEY MEMORIAL HOSPITAL, ADVOCATE SHERMAN HOSPITAL
Avg hospital rating (CMS)
3.8 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
10
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-20 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1978
Housing built before 1970
39.9%
Housing built 2000 or later
22.9%
Median annual property tax
$4,151
Mean commute to work
23 min
Households with broadband internet
73.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
9,124
Average weekly wage
$1,091
Top industries (by employment)
Construction, Administrative Services, Accommodation & Food
Annual residential building permits (county)
68

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 61008State medianUS median
Typical home value$265,980$194,869$288,527
Median sale price$285,000$212,000$325,000
Median days on market11 days48 days51 days
Typical rent$1,995/mo$1,787/mo$1,809/mo
Median annual property tax$4,151$2,696$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 61008?
$265,980.
What is the median sale price in ZIP 61008?
$285,000.
How long do homes take to sell in ZIP 61008?
Median days on market: 11 days.
What is typical rent in ZIP 61008?
Typical rent: $1,995/month.
What is the natural-hazard risk in ZIP 61008?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: cold wave, hail, lightning, strong wind, tornado.
What is the wildfire risk in ZIP 61008?
Risk to homes is higher than 4% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 61008?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 61008?
2 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Parsons Casket Hardware Co., 1.7 mi.
How many schools serve ZIP 61008?
10 schools (5 elementary, 2 middle, 3 high) (NCES, 2024-25).
Is ZIP 61008 walkable?
Walkability index: 8.0/20 (EPA Smart Location Database).
What is the cost of living in ZIP 61008?
Regional Price Parity: 100.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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