Skip to main content

Area data

Watertown, SD — ZIP 57201

Population: 26,781 (Census ACS)

The typical home value in ZIP 57201 (Watertown, SD) is $328,141 — up 3.2% over the past year. Homes sell for a median $332,900 after a median 58 days on market. Typical rent runs $1,115/month. 10 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with ice storm, winter weather, cold wave the top-rated hazards. Cost of living is 11.4% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$328,141

Typical home value

+3.2%

1-year change

58

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$328,141
1-year appreciation
+3.2%
3-year appreciation
+4.5%
5-year appreciation
+20.8%
10-year appreciation
+58.8%
Peak value since 2000 (Apr 2026)
$330,038
House Price Index (state)
503.5 (+1.1% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$332,900
Median list price
$299,999
Median price per sqft
$143
1-year sale-price change
+12.5%
Median days on market
58 days
Homes sold (recent period)
124
For-sale inventory
140
Sale-to-list ratio
97.6%
Active listings
128
1-year forecast
+3.3%
Days to pending
65 days
New listings (monthly)
40

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,115/mo
Studio fair-market rent
$871/mo
1BR fair-market rent
$943/mo
2BR fair-market rent
$1,233/mo
3BR fair-market rent
$1,504/mo
4BR fair-market rent
$1,715/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.6 (100 = US avg)
Electricity rate (state-level)
13.4¢/kWh
Natural gas rate (state-level)
$9.90/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
10
Elementary schools
5
Middle schools
3
High schools
2
Avg student-teacher ratio
14.9 : 1
School districts serving the area
Watertown School District 14-4, Waverly School District 14-5
Schools include
McKinley Early Childhood Center - 06, Mellette Elementary - 07, Watertown High School - 01, Watertown Middle School - 02, Lincoln Elementary - 05

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
ice storm, winter weather, cold wave, strong wind, tornado
Notable hazard ratings (county)
ice storm: Relatively High · winter weather: Relatively High · tornado: Relatively Moderate · cold wave: Relatively Moderate · strong wind: Relatively Moderate · hail: Relatively Low
Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
462
Wildfire risk to homes (county)
Higher than 40% of US counties
Buildings in wildfire direct-exposure zone
37.6%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
43.7°F
Average high
53.7°F
Average low
33.0°F
Annual precipitation
24.1 in
Annual snowfall
41.1 in
USDA plant hardiness zone
4b (extreme annual low -25 to -20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
35
Days with Good air quality
283
Days with Moderate air quality
76
Days with Unhealthy air quality
1
Highest AQI recorded (year)
154

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
7.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
6,229
Jobs reachable by transit (45 min)
241

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
5
Nearest airport
Watertown Regional Airport (ATY) (3 mi)
Nearest major airport
Watertown Regional Airport (ATY) (3 mi)
Hospitals in or near this ZIP
1
Hospitals include
PRAIRIE LAKES HEALTHCARE SYSTEM, INC
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+25 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1979
Housing built before 1970
34.3%
Housing built 2000 or later
27.7%
Median annual property tax
$2,368
Mean commute to work
13 min
Households with broadband internet
72.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
14,839
Average weekly wage
$1,038
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
142

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 57201State medianUS median
Typical home value$328,141$302,982$288,527
Median sale price$332,900$287,750$325,000
Median days on market58 days58 days51 days
Typical rent$1,115/mo$1,270/mo$1,809/mo
Median annual property tax$2,368$1,656$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 57201?
$328,141.
What is the median sale price in ZIP 57201?
$332,900.
How long do homes take to sell in ZIP 57201?
Median days on market: 58 days.
What is typical rent in ZIP 57201?
Typical rent: $1,115/month.
What is the natural-hazard risk in ZIP 57201?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: ice storm, winter weather, cold wave, strong wind, tornado.
Is ZIP 57201 in a flood zone?
Flood zones vary by property within ZIP 57201. 462 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 57201?
Risk to homes is higher than 40% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 57201?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 57201?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 57201?
10 schools (5 elementary, 3 middle, 2 high) (NCES, 2024-25).
Is ZIP 57201 walkable?
Walkability index: 7.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 57201?
Good. Median AQI: 35. (EPA AQI).
What is the cost of living in ZIP 57201?
Regional Price Parity: 88.6 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in Watertown, SD?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents