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Area data

Matlock, IA — ZIP 51244

Population: 144 (Census ACS)

The median home value (Census ACS) in ZIP 51244 (Matlock, IA) is $95,000. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with hail, winter weather, drought the top-rated hazards. Cost of living is 12.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$95,000

Median home value (Census)

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value (Census)
$95,000
House Price Index (state)
386.7 (+2.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Rents

Studio fair-market rent
$741/mo
1BR fair-market rent
$764/mo
2BR fair-market rent
$1,000/mo
3BR fair-market rent
$1,279/mo
4BR fair-market rent
$1,361/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
87.8 (100 = US avg)
Electricity rate (state-level)
13.7¢/kWh
Natural gas rate (state-level)
$10.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
hail, winter weather, drought, ice storm, tornado
Notable hazard ratings (county)
hail: Relatively High · winter weather: Relatively High · drought: Relatively Moderate · tornado: Relatively Moderate · ice storm: Relatively Moderate · cold wave: Relatively Low
Wildfire risk to homes (county)
Higher than 21% of US counties
Buildings in wildfire direct-exposure zone
30.8%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Vogel Paint & Wax Co. (23.9 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
45.0°F
Average high
56.0°F
Average low
34.0°F
Annual precipitation
31.1 in
Annual snowfall
40.8 in
USDA plant hardiness zone
5a (extreme annual low -20 to -15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Pipestone National Monument (59 mi)
Airports within 30 mi
8
Nearest airport
Sheldon Regional Airport (4 mi)
Hospitals in or near this ZIP
13
Hospitals include
HAWARDEN REGIONAL HEALTHCARE, AVERA MERRILL PIONEER HOSPITAL, HEGG MEMORIAL HEALTH CENTER
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
3
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1938
Housing built before 1970
96.8%
Housing built 2000 or later
0.0%
Median annual property tax
$1,406
Households with broadband internet
69.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
20,452
Average weekly wage
$1,136
Top industries (by employment)
Health Care, Construction, Agriculture
Annual residential building permits (county)
359

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 51244?
$95,000 (Census ACS).
What is typical rent in ZIP 51244?
2-bedroom fair-market rent: $1,000/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 51244?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: hail, winter weather, drought, ice storm, tornado.
What is the wildfire risk in ZIP 51244?
Risk to homes is higher than 21% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 51244?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 51244?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 51244?
Regional Price Parity: 87.8 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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