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Area data

Stratford, IA — ZIP 50249

Population: 1,312 (Census ACS)

The typical home value in ZIP 50249 (Stratford, IA) is $207,848 — up 5.2% over the past year. Homes sell for a median $203,500 after a median 28 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, strong wind, winter weather the top-rated hazards. Cost of living is 12.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$207,848

Typical home value

+5.2%

1-year change

28

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$207,848
1-year appreciation
+5.2%
3-year appreciation
+20.1%
5-year appreciation
+41.9%
10-year appreciation
+89.4%
Peak value since 2000 (Aug 2026)
$207,848
House Price Index (state)
386.7 (+2.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$203,500
Median list price
$107,450
Median price per sqft
$207
1-year sale-price change
+18.0%
Median days on market
28 days
Homes sold (recent period)
2
For-sale inventory
4
Sale-to-list ratio
87.1%
Active listings
2

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$746/mo
1BR fair-market rent
$796/mo
2BR fair-market rent
$1,004/mo
3BR fair-market rent
$1,196/mo
4BR fair-market rent
$1,320/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
87.8 (100 = US avg)
Electricity rate (state-level)
13.7¢/kWh
Natural gas rate (state-level)
$10.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Avg student-teacher ratio
10.0 : 1
Schools include
Stratford Elementary

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
drought, strong wind, winter weather
Notable hazard ratings (county)
drought: Relatively High · strong wind: Relatively Moderate · winter weather: Relatively Moderate · hail: Relatively Low · tornado: Relatively Low · cold wave: Relatively Low
Wildfire risk to homes (county)
Higher than 6% of US counties
Buildings in wildfire direct-exposure zone
29.3%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
36.9 in
USDA plant hardiness zone
5a (extreme annual low -20 to -15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
7
Nearest airport
Lund Airport (4 mi)
Nearest major airport
Fort Dodge Regional Airport (FOD) (30 mi)
Hospitals in or near this ZIP
13
Hospitals include
TRINITY REGIONAL MEDICAL CENTER, MARY GREELEY MEDICAL CENTER, MERCYONE NEWTON MEDICAL CENTER
Avg hospital rating (CMS)
3.8 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-46 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1962
Housing built before 1970
54.5%
Housing built 2000 or later
15.7%
Median annual property tax
$1,780
Mean commute to work
23 min
Households with broadband internet
73.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
4,450
Average weekly wage
$1,058
Top industries (by employment)
Wholesale Trade, Construction, Accommodation & Food
Annual residential building permits (county)
12

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 50249State medianUS median
Typical home value$207,848$211,043$288,527
Median sale price$203,500$220,000$325,000
Median days on market28 days48 days51 days
Median annual property tax$1,780$1,927$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 50249?
$207,848.
What is the median sale price in ZIP 50249?
$203,500.
How long do homes take to sell in ZIP 50249?
Median days on market: 28 days.
What is typical rent in ZIP 50249?
2-bedroom fair-market rent: $1,004/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 50249?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, strong wind, winter weather.
What is the wildfire risk in ZIP 50249?
Risk to homes is higher than 6% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 50249?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 50249?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 50249?
1 schools (1 elementary) (NCES, 2024-25).
What is the cost of living in ZIP 50249?
Regional Price Parity: 87.8 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents