Skip to main content

Area data

Cumming, IA — ZIP 50061

Population: 2,123 (Census ACS)

The typical home value in ZIP 50061 (Cumming, IA) is $600,877 — up 2.0% over the past year. Homes sell for a median $363,990 after a median 136 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, lightning, strong wind the top-rated hazards. Cost of living is 12.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$600,877

Typical home value

+2.0%

1-year change

136

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$600,877
1-year appreciation
+2.0%
3-year appreciation
+8.3%
5-year appreciation
+23.4%
10-year appreciation
+75.2%
Peak value since 2000 (Jan 2026)
$605,128
House Price Index (state)
386.7 (+2.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$363,990
Median list price
$334,345
Median price per sqft
$197
1-year sale-price change
+1.1%
Median days on market
136 days
Homes sold (recent period)
22
For-sale inventory
16
Sale-to-list ratio
99.4%
Active listings
34
1-year forecast
+1.9%
New listings (monthly)
3

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,102/mo
1BR fair-market rent
$1,145/mo
2BR fair-market rent
$1,360/mo
3BR fair-market rent
$1,856/mo
4BR fair-market rent
$1,901/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
87.8 (100 = US avg)
Electricity rate (state-level)
13.7¢/kWh
Natural gas rate (state-level)
$10.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
drought, lightning, strong wind, tornado
Notable hazard ratings (county)
drought: Relatively High · tornado: Relatively Moderate · lightning: Relatively Moderate · strong wind: Relatively Moderate · hail: Relatively Low · cold wave: Relatively Low
Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
1
Wildfire risk to homes (county)
Higher than 48% of US counties
Buildings in wildfire direct-exposure zone
52.7%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Railroad Avenue Groundwater Contamination (7.7 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
48.0°F
Average high
59.0°F
Average low
37.0°F
Annual precipitation
34.8 in
Annual snowfall
30.7 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
4.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
26,702
Jobs reachable by transit (45 min)
23,108

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
19
Nearest airport
Hobbes Field (3 mi)
Nearest major airport
Des Moines International Airport (DSM) (7 mi)
Hospitals in or near this ZIP
16
Hospitals include
MARY GREELEY MEDICAL CENTER, VA CENTRAL IOWA HEALTHCARE SYSTEM, UNITYPOINT HEALTH - DES MOINES IOWA METHODIST MEDI
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+302 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
2002
Housing built before 1970
13.3%
Housing built 2000 or later
57.7%
Median annual property tax
$7,397
Mean commute to work
21 min
Households with broadband internet
69.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
10,826
Average weekly wage
$1,027
Top industries (by employment)
Health Care, Construction, Accommodation & Food
Annual residential building permits (county)
465

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 50061State medianUS median
Typical home value$600,877$211,043$288,527
Median sale price$363,990$220,000$325,000
Median days on market136 days48 days51 days
Median annual property tax$7,397$1,927$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 50061?
$600,877.
What is the median sale price in ZIP 50061?
$363,990.
How long do homes take to sell in ZIP 50061?
Median days on market: 136 days.
What is typical rent in ZIP 50061?
2-bedroom fair-market rent: $1,360/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 50061?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, lightning, strong wind, tornado.
Is ZIP 50061 in a flood zone?
Flood zones vary by property within ZIP 50061. 1 FEMA flood-insurance (NFIP) claim is on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 50061?
Risk to homes is higher than 48% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 50061?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 50061?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 50061 walkable?
Walkability index: 4.8/20 (EPA Smart Location Database).
What is the cost of living in ZIP 50061?
Regional Price Parity: 87.8 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in Cumming, IA?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents