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Area data

Covert, MI — ZIP 49043

Population: 2,102 (Census ACS)

The typical home value in ZIP 49043 (Covert, MI) is $231,588 — up 6.0% over the past year. Homes sell for a median $210,000 after a median 29 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with hail, ice storm, strong wind the top-rated hazards. Cost of living is 3.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$231,588

Typical home value

+6.0%

1-year change

29

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$231,588
1-year appreciation
+6.0%
3-year appreciation
+9.7%
5-year appreciation
+9.5%
10-year appreciation
+71.4%
Peak value since 2000 (Aug 2026)
$231,588
House Price Index (state)
400.5 (+3.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$210,000
Median list price
$248,000
Median price per sqft
$221
1-year sale-price change
-11.5%
Median days on market
29 days
Homes sold (recent period)
5
For-sale inventory
11
Sale-to-list ratio
101.6%
Active listings
10
New listings (monthly)
3

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$724/mo
1BR fair-market rent
$795/mo
2BR fair-market rent
$1,040/mo
3BR fair-market rent
$1,370/mo
4BR fair-market rent
$1,425/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
96.2 (100 = US avg)
Electricity rate (state-level)
20.0¢/kWh
Natural gas rate (state-level)
$10.90/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Avg student-teacher ratio
14.6 : 1
Schools include
Covert Elementary School, Covert High School, Covert Middle School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
hail, ice storm, strong wind, tornado
Notable hazard ratings (county)
hail: Relatively High · ice storm: Relatively High · strong wind: Relatively High · tornado: Relatively Moderate · cold wave: Relatively Low · heat wave: Relatively Low
Wildfire risk to homes (county)
Higher than 7% of US counties
Buildings in wildfire direct-exposure zone
67.9%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Aircraft Components (D & L Sales) (14.3 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
40.9 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
19
Nearest airport
South Haven Area Regional Airport (5 mi)
Hospitals in or near this ZIP
18
Hospitals include
SAINT JOSEPH REGIONAL MEDICAL CENTER, UNITY PHYSICIANS HOSPITAL, MEDICAL BEHAVIORAL HOSPITAL - MISHAWAKA
Avg hospital rating (CMS)
3.8 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
11
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+96 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1977
Housing built before 1970
38.5%
Housing built 2000 or later
19.1%
Median annual property tax
$1,697
Mean commute to work
28 min
Households with broadband internet
50.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
16,993
Average weekly wage
$1,017
Top industries (by employment)
Accommodation & Food, Professional Services, Health Care
Annual residential building permits (county)
210

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 49043State medianUS median
Typical home value$231,588$242,800$288,527
Median sale price$210,000$265,000$325,000
Median days on market29 days36 days51 days
Median annual property tax$1,697$2,175$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 49043?
$231,588.
What is the median sale price in ZIP 49043?
$210,000.
How long do homes take to sell in ZIP 49043?
Median days on market: 29 days.
What is typical rent in ZIP 49043?
2-bedroom fair-market rent: $1,040/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 49043?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: hail, ice storm, strong wind, tornado.
What is the wildfire risk in ZIP 49043?
Risk to homes is higher than 7% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 49043?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 49043?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 49043?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2024-25).
What is the cost of living in ZIP 49043?
Regional Price Parity: 96.2 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents