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Area data

White Lake, MI — ZIP 48386

Population: 17,856 (Census ACS)

The typical home value in ZIP 48386 (White Lake, MI) is $379,382 — up 2.9% over the past year. Homes sell for a median $437,500 after a median 18 days on market. Typical rent runs $2,000/month. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with cold wave, ice storm, strong wind the top-rated hazards. Cost of living is 3.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$379,382

Typical home value

+2.9%

1-year change

18

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$379,382
1-year appreciation
+2.9%
3-year appreciation
+9.4%
5-year appreciation
+21.0%
10-year appreciation
+72.2%
Peak value since 2000 (Aug 2026)
$379,382
House Price Index (state)
400.5 (+3.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$437,500
Median list price
$398,500
Median price per sqft
$211
1-year sale-price change
+6.7%
Median days on market
18 days
Homes sold (recent period)
89
For-sale inventory
72
Sale-to-list ratio
99.9%
Active listings
64
1-year forecast
+1.6%
Days to pending
31 days
New listings (monthly)
28

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,000/mo
Studio fair-market rent
$1,047/mo
1BR fair-market rent
$1,167/mo
2BR fair-market rent
$1,459/mo
3BR fair-market rent
$1,777/mo
4BR fair-market rent
$1,929/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
96.2 (100 = US avg)
Electricity rate (state-level)
20.0¢/kWh
Natural gas rate (state-level)
$10.90/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
3
Middle schools
0
High schools
0
Avg student-teacher ratio
15.8 : 1
School districts serving the area
Huron Valley Schools, Walled Lake Consolidated Schools, Waterford School District
Schools include
Oxbow Elementary School, Dublin Elementary, Houghton Elementary School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
cold wave, ice storm, strong wind, tornado, heat wave
Notable hazard ratings (county)
tornado: Very High · cold wave: Very High · ice storm: Very High · strong wind: Very High · heat wave: Relatively High · lightning: Relatively High
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
9
Wildfire risk to homes (county)
Higher than 9% of US counties
Buildings in wildfire direct-exposure zone
24.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Springfield Township Dump (4.4 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
46.0°F
Average high
55.0°F
Average low
36.0°F
Annual precipitation
35.3 in
Annual snowfall
62.3 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
41
Days with Good air quality
242
Days with Moderate air quality
99
Days with Unhealthy air quality
2
Highest AQI recorded (year)
166

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
5.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
52,066
Jobs reachable by transit (45 min)
50,530

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
River Raisin National Battlefield Park (52 mi)
Airports within 30 mi
25
Nearest airport
Oakland County International Airport (PTK) (3 mi)
Nearest major airport
Oakland County International Airport (PTK) (3 mi)
Hospitals in or near this ZIP
51
Hospitals include
ST JOE MERCY HOSPITAL SYSTEM LIVONIA, ASCENSION PROVIDENCE HOSPITAL, SOUTHFIELD AND NOVI, SURGEONS CHOICE MEDICAL CENTER
Avg hospital rating (CMS)
2.7 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (3.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-3,502 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1982
Housing built before 1970
31.6%
Housing built 2000 or later
23.6%
Median annual property tax
$3,731
Mean commute to work
27 min
Households with broadband internet
79.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
673,280
Average weekly wage
$1,558
Top industries (by employment)
Health Care, Professional Services, Accommodation & Food
Annual residential building permits (county)
2,023

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 48386State medianUS median
Typical home value$379,382$242,800$288,527
Median sale price$437,500$265,000$325,000
Median days on market18 days36 days51 days
Typical rent$2,000/mo$1,505/mo$1,809/mo
Median annual property tax$3,731$2,175$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 48386?
$379,382.
What is the median sale price in ZIP 48386?
$437,500.
How long do homes take to sell in ZIP 48386?
Median days on market: 18 days.
What is typical rent in ZIP 48386?
Typical rent: $2,000/month.
What is the natural-hazard risk in ZIP 48386?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: cold wave, ice storm, strong wind, tornado, heat wave.
Is ZIP 48386 in a flood zone?
Flood zones vary by property within ZIP 48386. 9 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 48386?
Risk to homes is higher than 9% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 48386?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 48386?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Springfield Township Dump, 4.4 mi.
How many schools serve ZIP 48386?
3 schools (3 elementary) (NCES, 2024-25).
Is ZIP 48386 walkable?
Walkability index: 5.5/20 (EPA Smart Location Database).
What is the air quality in ZIP 48386?
Good. Median AQI: 41. (EPA AQI).
What is the cost of living in ZIP 48386?
Regional Price Parity: 96.2 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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