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Area data

Otway, OH — ZIP 45657

Population: 2,173 (Census ACS)

The typical home value in ZIP 45657 (Otway, OH) is $151,797 — up 7.9% over the past year. Homes sell for a median $224,600 after a median 71 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with heat wave, ice storm, inland flooding the top-rated hazards. Cost of living is 7.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$151,797

Typical home value

+7.9%

1-year change

71

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$151,797
1-year appreciation
+7.9%
3-year appreciation
+23.0%
5-year appreciation
+34.4%
10-year appreciation
+77.8%
Peak value since 2000 (May 2026)
$154,288
House Price Index (state)
365.7 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$224,600
Median list price
$280,000
Median price per sqft
$154
1-year sale-price change
-17.6%
Median days on market
71 days
Homes sold (recent period)
3
For-sale inventory
5
Sale-to-list ratio
101.4%
Active listings
4
1-year forecast
+4.3%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$698/mo
1BR fair-market rent
$817/mo
2BR fair-market rent
$1,003/mo
3BR fair-market rent
$1,347/mo
4BR fair-market rent
$1,495/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.8 (100 = US avg)
Electricity rate (state-level)
17.0¢/kWh
Natural gas rate (state-level)
$13.90/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
heat wave, ice storm, inland flooding, lightning, strong wind
Notable hazard ratings (county)
heat wave: Relatively Moderate · ice storm: Relatively Moderate · lightning: Relatively Moderate · strong wind: Relatively Moderate · winter weather: Relatively Moderate · inland flooding: Relatively Moderate
Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
10
Wildfire risk to homes (county)
Higher than 42% of US counties
Buildings in wildfire direct-exposure zone
65.8%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
50.7 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
46
Days with Good air quality
204
Days with Moderate air quality
159
Highest AQI recorded (year)
238

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
2.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
926
Jobs reachable by transit (45 min)
1,325

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Hopewell Culture National Historical Park (34 mi)
Airports within 30 mi
9
Nearest airport
Hidden Quarry Airport (8 mi)
Hospitals in or near this ZIP
12
Hospitals include
KING'S DAUGHTERS' MEDICAL CENTER, MEADOWVIEW REGIONAL MEDICAL CENTER, FLEMING COUNTY HOSPITAL
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+13 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1980
Housing built before 1970
31.6%
Housing built 2000 or later
25.7%
Median annual property tax
$1,069
Households with broadband internet
53.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
20,046
Average weekly wage
$959
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
10

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 45657State medianUS median
Typical home value$151,797$225,365$288,527
Median sale price$224,600$242,250$325,000
Median days on market71 days45 days51 days
Median annual property tax$1,069$1,962$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 45657?
$151,797.
What is the median sale price in ZIP 45657?
$224,600.
How long do homes take to sell in ZIP 45657?
Median days on market: 71 days.
What is typical rent in ZIP 45657?
2-bedroom fair-market rent: $1,003/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 45657?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: heat wave, ice storm, inland flooding, lightning, strong wind.
Is ZIP 45657 in a flood zone?
Flood zones vary by property within ZIP 45657. 10 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 45657?
Risk to homes is higher than 42% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 45657?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 45657?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 45657 walkable?
Walkability index: 2.0/20 (EPA Smart Location Database).
What is the air quality in ZIP 45657?
Good. Median AQI: 46. (EPA AQI).
What is the cost of living in ZIP 45657?
Regional Price Parity: 92.8 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in Otway, OH?

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents