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Area data

Millwood, KY — ZIP 42762

Population: 229 (Census ACS)

The median home value (Census ACS) in ZIP 42762 (Millwood, KY) is $113,000. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with hail, ice storm, strong wind the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$113,000

Median home value (Census)

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value (Census)
$113,000
House Price Index (state)
413.6 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median list price
$179,000

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$650/mo
1BR fair-market rent
$779/mo
2BR fair-market rent
$909/mo
3BR fair-market rent
$1,259/mo
4BR fair-market rent
$1,270/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.2 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
hail, ice storm, strong wind, tornado
Notable hazard ratings (county)
hail: Relatively Moderate · tornado: Relatively Moderate · ice storm: Relatively Moderate · strong wind: Relatively Moderate · cold wave: Relatively Low · heat wave: Relatively Low
Wildfire risk to homes (county)
Higher than 21% of US counties
Buildings in wildfire direct-exposure zone
89.2%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
60.0°F
Average high
72.0°F
Average low
49.0°F
Annual precipitation
53.5 in
Annual snowfall
4.0 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
3
Nearest national park
Mammoth Cave National Park (23 mi)
National parks include
Mammoth Cave National Park, Abraham Lincoln Birthplace National Historical Park, Lincoln Boyhood National Memorial
Airports within 30 mi
6
Nearest airport
Grayson County Airport (8 mi)
Nearest major airport
Bowling Green Warren County Regional Airport (BWG) (33 mi)
Hospitals in or near this ZIP
13
Hospitals include
PERRY COUNTY MEMORIAL HOSPITAL, BAPTIST HEALTH HARDIN, THE MEDICAL CENTER (BOWLING GREEN)
Avg hospital rating (CMS)
2.2 / 5
Best hospital rating nearby (CMS)
3.0 / 5
EV charging stations (within 10 mi)
3
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1973
Housing built before 1970
47.2%
Housing built 2000 or later
41.7%
Households with broadband internet
80.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
5,919
Average weekly wage
$888
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
36

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 42762?
$113,000 (Census ACS).
What is typical rent in ZIP 42762?
2-bedroom fair-market rent: $909/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 42762?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: hail, ice storm, strong wind, tornado.
What is the wildfire risk in ZIP 42762?
Risk to homes is higher than 21% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 42762?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 42762?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 42762?
Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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