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Area data

La Fayette, KY — ZIP 42254

Population: 227 (Census ACS)

The typical home value in ZIP 42254 (La Fayette, KY) is $152,514 — down 1.4% over the past year. Homes sell for a median $138,000 after a median 10 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with ice storm, tornado, drought the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$152,514

Typical home value

-1.4%

1-year change

10

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$152,514
1-year appreciation
-1.4%
3-year appreciation
+11.4%
5-year appreciation
+22.2%
10-year appreciation
+93.6%
Peak value since 2000 (Aug 2024)
$155,475
House Price Index (state)
413.6 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$138,000
Median days on market
10 days
Homes sold (recent period)
1
Sale-to-list ratio
92.0%
1-year forecast
-1.8%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,061/mo
1BR fair-market rent
$1,068/mo
2BR fair-market rent
$1,307/mo
3BR fair-market rent
$1,786/mo
4BR fair-market rent
$2,185/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.2 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
ice storm, tornado, drought, earthquake, inland flooding
Notable hazard ratings (county)
tornado: Relatively High · ice storm: Relatively High · drought: Relatively Moderate · lightning: Relatively Moderate · earthquake: Relatively Moderate · strong wind: Relatively Moderate
Wildfire risk to homes (county)
Higher than 20% of US counties
Buildings in wildfire direct-exposure zone
59.2%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
53.9 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
41
Days with Good air quality
266
Days with Moderate air quality
98
Highest AQI recorded (year)
87

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
4.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
5,070
Jobs reachable by transit (45 min)
5,412

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Fort Donelson National Battlefield (19 mi)
Airports within 30 mi
13
Nearest airport
Campbell Army Airfield (Fort Campbell) (HOP) (9 mi)
Nearest major airport
Campbell Army Airfield (Fort Campbell) (HOP) (9 mi)
Hospitals in or near this ZIP
16
Hospitals include
OWENSBORO HEALTH MUHLENBERG COMMUNITY HOSPITAL, MURRAY-CALLOWAY COUNTY HOSPITAL, Blanchfield ACH (FT Campbell)
Avg hospital rating (CMS)
2.4 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-335 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1973
Housing built before 1970
47.5%
Housing built 2000 or later
15.0%
Median annual property tax
$693
Households with broadband internet
30.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
25,156
Average weekly wage
$1,058
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
175

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 42254State medianUS median
Typical home value$152,514$169,240$288,527
Median sale price$138,000$234,500$325,000
Median days on market10 days57 days51 days
Median annual property tax$693$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 42254?
$152,514.
What is the median sale price in ZIP 42254?
$138,000.
How long do homes take to sell in ZIP 42254?
Median days on market: 10 days.
What is typical rent in ZIP 42254?
2-bedroom fair-market rent: $1,307/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 42254?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: ice storm, tornado, drought, earthquake, inland flooding.
What is the wildfire risk in ZIP 42254?
Risk to homes is higher than 20% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 42254?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 42254?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 42254 walkable?
Walkability index: 4.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 42254?
Good. Median AQI: 41. (EPA AQI).
What is the cost of living in ZIP 42254?
Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents