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Area data

Guthrie, KY — ZIP 42234

Population: 2,487 (Census ACS)

The typical home value in ZIP 42234 (Guthrie, KY) is $189,105 — down 7.5% over the past year. Homes sell for a median $217,450 after a median 77 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, ice storm the top-rated hazards. Cost of living is 9.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$189,105

Typical home value

-7.5%

1-year change

77

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$189,105
1-year appreciation
-7.5%
3-year appreciation
+11.5%
5-year appreciation
+41.6%
10-year appreciation
+129.0%
Peak value since 2000 (Apr 2025)
$208,415
House Price Index (state)
413.6 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$217,450
Median list price
$259,900
Median price per sqft
$173
1-year sale-price change
-27.3%
Median days on market
77 days
Homes sold (recent period)
2
For-sale inventory
8
Sale-to-list ratio
99.0%
Active listings
7

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$753/mo
1BR fair-market rent
$806/mo
2BR fair-market rent
$1,054/mo
3BR fair-market rent
$1,256/mo
4BR fair-market rent
$1,466/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
90.2 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$14.20/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Avg student-teacher ratio
15.4 : 1
Schools include
South Todd Elementary School

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
drought, ice storm
Notable hazard ratings (county)
drought: Relatively Moderate · ice storm: Relatively Moderate · hail: Relatively Low · tornado: Relatively Low · cold wave: Relatively Low · heat wave: Relatively Low
Wildfire risk to homes (county)
Higher than 18% of US counties
Buildings in wildfire direct-exposure zone
70.6%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
52.2 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Fort Donelson National Battlefield (46 mi)
Airports within 30 mi
23
Nearest airport
Gills' Landing Field (4 mi)
Nearest major airport
Campbell Army Airfield (Fort Campbell) (HOP) (19 mi)
Hospitals in or near this ZIP
26
Hospitals include
OWENSBORO HEALTH MUHLENBERG COMMUNITY HOSPITAL, THE MEDICAL CENTER (BOWLING GREEN), Blanchfield ACH (FT Campbell)
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
-19 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1976
Housing built before 1970
41.4%
Housing built 2000 or later
16.9%
Median annual property tax
$847
Mean commute to work
16 min
Households with broadband internet
53.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
2,297
Average weekly wage
$1,003
Top industries (by employment)
Wholesale Trade, Construction, Finance & Insurance
Annual residential building permits (county)
40

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 42234State medianUS median
Typical home value$189,105$169,240$288,527
Median sale price$217,450$234,500$325,000
Median days on market77 days57 days51 days
Median annual property tax$847$921$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 42234?
$189,105.
What is the median sale price in ZIP 42234?
$217,450.
How long do homes take to sell in ZIP 42234?
Median days on market: 77 days.
What is typical rent in ZIP 42234?
2-bedroom fair-market rent: $1,054/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 42234?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, ice storm.
What is the wildfire risk in ZIP 42234?
Risk to homes is higher than 18% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 42234?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 42234?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 42234?
1 schools (1 elementary) (NCES, 2024-25).
What is the cost of living in ZIP 42234?
Regional Price Parity: 90.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents