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Area data

University, MS — ZIP 38677

Population: 5,395 (Census ACS)

FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with cold wave, heat wave, landslide the top-rated hazards. Cost of living is 13.0% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

Home values & appreciation

House Price Index (state)
328.9 (+0.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Rents

Studio fair-market rent
$1,011/mo
1BR fair-market rent
$1,017/mo
2BR fair-market rent
$1,255/mo
3BR fair-market rent
$1,502/mo
4BR fair-market rent
$1,649/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
87.0 (100 = US avg)
Electricity rate (state-level)
14.0¢/kWh
Natural gas rate (state-level)
$16.60/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
cold wave, heat wave, landslide, lightning, strong wind
Notable hazard ratings (county)
tornado: Relatively Moderate · cold wave: Relatively Moderate · heat wave: Relatively Moderate · landslide: Relatively Moderate · lightning: Relatively Moderate · strong wind: Relatively Moderate
Wildfire risk to homes (county)
Higher than 69% of US counties
Buildings in wildfire direct-exposure zone
71.0%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
58.9 in
Annual snowfall
0.7 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
5
Nearest national park
Tupelo National Battlefield (48 mi)
National parks include
Tupelo National Battlefield, Natchez Trace National Scenic Trail, Brices Cross Roads National Battlefield Site
Airports within 30 mi
8
Nearest airport
University Oxford Airport (UOX) (4 mi)
Nearest major airport
University Oxford Airport (UOX) (4 mi)
Hospitals in or near this ZIP
16
Hospitals include
BAPTIST MEMORIAL HOSPITAL UNION COUNTY, PROGRESSIVE HEALTH GROUP OF HOUSTON, PROGRESSIVE HEALTH GROUP OF HOUSTON
Avg hospital rating (CMS)
3.4 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
24
Solar radiation rating
Fair (4.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Employment & development

Total county employment
18,542
Average weekly wage
$887
Top industries (by employment)
Accommodation & Food, Health Care, Professional Services
Annual residential building permits (county)
510

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is typical rent in ZIP 38677?
2-bedroom fair-market rent: $1,255/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 38677?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: cold wave, heat wave, landslide, lightning, strong wind.
What is the wildfire risk in ZIP 38677?
Risk to homes is higher than 69% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 38677?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 38677?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 38677?
Regional Price Parity: 87.0 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents