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Area data

Saltillo, TN — ZIP 38370

Population: 1,079 (Census ACS)

The typical home value in ZIP 38370 (Saltillo, TN) is $126,394 — up 2.8% over the past year. Homes sell for a median $156,250 after a median 225 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with cold wave, landslide, strong wind the top-rated hazards. Cost of living is 8.1% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$126,394

Typical home value

+2.8%

1-year change

225

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$126,394
1-year appreciation
+2.8%
3-year appreciation
+13.9%
Peak value since 2000 (Sep 2024)
$131,418
House Price Index (state)
484.9 (+0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$156,250
Median list price
$179,450
Median price per sqft
$148
1-year sale-price change
+10.0%
Median days on market
225 days
Homes sold (recent period)
2
For-sale inventory
6
Sale-to-list ratio
97.3%
Active listings
4

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$756/mo
1BR fair-market rent
$761/mo
2BR fair-market rent
$995/mo
3BR fair-market rent
$1,249/mo
4BR fair-market rent
$1,308/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
91.9 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
cold wave, landslide, strong wind, earthquake, lightning
Notable hazard ratings (county)
cold wave: Relatively High · landslide: Relatively High · strong wind: Relatively High · tornado: Relatively Moderate · lightning: Relatively Moderate · earthquake: Relatively Moderate
Wildfire risk to homes (county)
Higher than 49% of US counties
Buildings in wildfire direct-exposure zone
81.2%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
62.0°F
Average high
73.0°F
Average low
50.0°F
Annual precipitation
59.2 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Shiloh National Military Park (14 mi)
Airports within 30 mi
7
Nearest airport
Savannah Hardin County Airport (11 mi)
Hospitals in or near this ZIP
13
Hospitals include
NORTH ALABAMA MEDICAL CENTER, HELEN KELLER HOSPITAL, NORTH ALABAMA SHOALS HOSPITAL
Avg hospital rating (CMS)
2.4 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
7
Solar radiation rating
Fair (4.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+134 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1997
Housing built before 1970
18.3%
Housing built 2000 or later
46.4%
Median annual property tax
$860
Mean commute to work
32 min
Households with broadband internet
55.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
6,477
Average weekly wage
$1,050
Top industries (by employment)
Accommodation & Food, Construction, Finance & Insurance
Annual residential building permits (county)
26

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 38370State medianUS median
Typical home value$126,394$269,266$288,527
Median sale price$156,250$315,000$325,000
Median days on market225 days73 days51 days
Median annual property tax$860$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 38370?
$126,394.
What is the median sale price in ZIP 38370?
$156,250.
How long do homes take to sell in ZIP 38370?
Median days on market: 225 days.
What is typical rent in ZIP 38370?
2-bedroom fair-market rent: $995/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 38370?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: cold wave, landslide, strong wind, earthquake, lightning.
What is the wildfire risk in ZIP 38370?
Risk to homes is higher than 49% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 38370?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 38370?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in ZIP 38370?
Regional Price Parity: 91.9 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents