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Area data

Decherd, TN — ZIP 37324

Population: 5,628 (Census ACS)

The typical home value in ZIP 37324 (Decherd, TN) is $257,019 — up 2.3% over the past year. Homes sell for a median $283,500 after a median 113 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with cold wave, drought, strong wind the top-rated hazards. Cost of living is 8.1% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$257,019

Typical home value

+2.3%

1-year change

113

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$257,019
1-year appreciation
+2.3%
3-year appreciation
+7.9%
5-year appreciation
+26.3%
10-year appreciation
+113.6%
Peak value since 2000 (May 2026)
$257,871
House Price Index (state)
484.9 (+0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$283,500
Median list price
$299,950
Median price per sqft
$196
1-year sale-price change
-3.9%
Median days on market
113 days
Homes sold (recent period)
28
For-sale inventory
25
Sale-to-list ratio
97.7%
Active listings
32
1-year forecast
+1.5%
New listings (monthly)
7

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$805/mo
1BR fair-market rent
$810/mo
2BR fair-market rent
$1,060/mo
3BR fair-market rent
$1,403/mo
4BR fair-market rent
$1,772/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
91.9 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Decherd Elementary

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
cold wave, drought, strong wind, tornado, winter weather
Notable hazard ratings (county)
drought: Relatively Moderate · tornado: Relatively Moderate · cold wave: Relatively Moderate · strong wind: Relatively Moderate · winter weather: Relatively Moderate · hail: Relatively Low
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
6
Wildfire risk to homes (county)
Higher than 47% of US counties
Buildings in wildfire direct-exposure zone
78.9%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
59.0°F
Average high
70.0°F
Average low
49.0°F
Annual precipitation
57.7 in
Annual snowfall
4.1 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
3.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
4,581
Jobs reachable by transit (45 min)
4,192

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Russell Cave National Monument (21 mi)
National parks include
Russell Cave National Monument, Chickamauga & Chattanooga National Military Park, Stones River National Battlefield
Airports within 30 mi
20
Nearest airport
Franklin County Airport (UOS) (6 mi)
Hospitals in or near this ZIP
13
Hospitals include
HUNTSVILLE HOSPITAL, CRESTWOOD MEDICAL CENTER, HIGHLANDS MEDICAL CENTER
Avg hospital rating (CMS)
3.2 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (4.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+311 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1983
Housing built before 1970
28.8%
Housing built 2000 or later
23.2%
Median annual property tax
$1,168
Mean commute to work
27 min
Households with broadband internet
49.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
9,548
Average weekly wage
$1,037
Top industries (by employment)
Accommodation & Food, Administrative Services, Construction
Annual residential building permits (county)
323

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 37324State medianUS median
Typical home value$257,019$269,266$288,527
Median sale price$283,500$315,000$325,000
Median days on market113 days73 days51 days
Median annual property tax$1,168$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 37324?
$257,019.
What is the median sale price in ZIP 37324?
$283,500.
How long do homes take to sell in ZIP 37324?
Median days on market: 113 days.
What is typical rent in ZIP 37324?
2-bedroom fair-market rent: $1,060/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 37324?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: cold wave, drought, strong wind, tornado, winter weather.
Is ZIP 37324 in a flood zone?
Flood zones vary by property within ZIP 37324. 6 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 37324?
Risk to homes is higher than 47% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 37324?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 37324?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 37324?
1 schools (1 elementary) (NCES, 2024-25).
Is ZIP 37324 walkable?
Walkability index: 3.3/20 (EPA Smart Location Database).
What is the cost of living in ZIP 37324?
Regional Price Parity: 91.9 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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