Skip to main content

Area data

Cleveland, TN — ZIP 37311

Population: 30,720 (Census ACS)

The typical home value in ZIP 37311 (Cleveland, TN) is $253,554 — up 1.1% over the past year. Homes sell for a median $295,000 after a median 50 days on market. Typical rent runs $1,322/month. 11 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with cold wave, earthquake, ice storm the top-rated hazards. Cost of living is 8.1% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$253,554

Typical home value

+1.1%

1-year change

50

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$253,554
1-year appreciation
+1.1%
3-year appreciation
+7.5%
5-year appreciation
+30.8%
10-year appreciation
+109.5%
Peak value since 2000 (Jun 2026)
$254,356
House Price Index (state)
484.9 (+0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$295,000
Median list price
$295,000
Median price per sqft
$196
1-year sale-price change
+2.8%
Median days on market
50 days
Homes sold (recent period)
76
For-sale inventory
125
Sale-to-list ratio
97.1%
Active listings
125
1-year forecast
+0.7%
Days to pending
74 days
New listings (monthly)
32

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,322/mo
1-year rent change
+1.3%
Studio fair-market rent
$884/mo
1BR fair-market rent
$971/mo
2BR fair-market rent
$1,270/mo
3BR fair-market rent
$1,593/mo
4BR fair-market rent
$1,669/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
91.9 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$11.80/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
11
Elementary schools
6
Middle schools
1
High schools
3
School districts serving the area
Bradley County, Cleveland
Schools include
Black Fox Elementary School, Ocoee Middle School, Bradley Central High School, Prospect Elementary School, North Cleveland GOAL Academy

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
cold wave, earthquake, ice storm, lightning, strong wind
Notable hazard ratings (county)
tornado: Relatively Moderate · cold wave: Relatively Moderate · ice storm: Relatively Moderate · lightning: Relatively Moderate · earthquake: Relatively Moderate · strong wind: Relatively Moderate
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
58
Wildfire risk to homes (county)
Higher than 61% of US counties
Buildings in wildfire direct-exposure zone
66.9%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Southside Chattanooga Lead (21.8 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
61.0°F
Average high
72.0°F
Average low
50.0°F
Annual precipitation
60.6 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
8.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
30,617
Jobs reachable by transit (45 min)
24,114

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Chickamauga & Chattanooga National Military Park (24 mi)
National parks include
Chickamauga & Chattanooga National Military Park, Russell Cave National Monument
Airports within 30 mi
20
Nearest airport
Collegedale Municipal Airport (7 mi)
Nearest major airport
Chattanooga Metropolitan Airport (Lovell Field) (CHA) (17 mi)
Hospitals in or near this ZIP
1
Hospitals include
AFFILIATE OF VITRUVIAN HEALTH
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Fair (4.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+475 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1979
Housing built before 1970
35.6%
Housing built 2000 or later
18.8%
Median annual property tax
$1,138
Mean commute to work
20 min
Households with broadband internet
71.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
35,279
Average weekly wage
$1,094
Top industries (by employment)
Accommodation & Food, Administrative Services, Other Services
Annual residential building permits (county)
788

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 37311State medianUS median
Typical home value$253,554$269,266$288,527
Median sale price$295,000$315,000$325,000
Median days on market50 days73 days51 days
Typical rent$1,322/mo$1,599/mo$1,809/mo
Median annual property tax$1,138$970$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 37311?
$253,554.
What is the median sale price in ZIP 37311?
$295,000.
How long do homes take to sell in ZIP 37311?
Median days on market: 50 days.
What is typical rent in ZIP 37311?
Typical rent: $1,322/month.
What is the natural-hazard risk in ZIP 37311?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: cold wave, earthquake, ice storm, lightning, strong wind.
Is ZIP 37311 in a flood zone?
Flood zones vary by property within ZIP 37311. 58 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 37311?
Risk to homes is higher than 61% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 37311?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 37311?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 37311?
11 schools (6 elementary, 1 middle, 3 high) (NCES, 2024-25).
Is ZIP 37311 walkable?
Walkability index: 8.3/20 (EPA Smart Location Database).
What is the cost of living in ZIP 37311?
Regional Price Parity: 91.9 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in Cleveland, TN?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents