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Area data

Saint Cloud, FL — ZIP 34772

Population: 35,390 (Census ACS)

The typical home value in ZIP 34772 (Saint Cloud, FL) is $393,717 — down 3.2% over the past year. Homes sell for a median $384,990 after a median 59 days on market. Typical rent runs $2,289/month. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, strong wind, hurricane the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$393,717

Typical home value

-3.2%

1-year change

59

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$393,717
1-year appreciation
-3.2%
3-year appreciation
-6.1%
5-year appreciation
+17.2%
10-year appreciation
+75.5%
Peak value since 2000 (Sep 2022)
$428,916
House Price Index (state)
552.0 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$384,990
Median list price
$415,000
Median price per sqft
$195
1-year sale-price change
-2.9%
Median days on market
59 days
Homes sold (recent period)
252
For-sale inventory
344
Sale-to-list ratio
99.1%
Active listings
385
1-year forecast
+0.2%
Days to pending
97 days
New listings (monthly)
65

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,289/mo
1-year rent change
-3.1%
Studio fair-market rent
$1,658/mo
1BR fair-market rent
$1,726/mo
2BR fair-market rent
$1,959/mo
3BR fair-market rent
$2,445/mo
4BR fair-market rent
$2,856/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
3
Middle schools
0
High schools
0
Charter schools
1
Avg student-teacher ratio
18.2 : 1
Schools include
HICKORY TREE ELEMENTARY SCHOOL, CREATIVE INSPIRATION JOURNEY SCHOOL OF ST CLOUD, CANOE CREEK K-8

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
lightning, strong wind, hurricane, tornado, inland flooding
Notable hazard ratings (county)
lightning: Very High · strong wind: Very High · tornado: Relatively High · hurricane: Relatively High · wildfire: Relatively Moderate · inland flooding: Relatively Moderate
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
54
Wildfire risk to homes (county)
Higher than 96% of US counties
Buildings in wildfire direct-exposure zone
34.2%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
74.0°F
Average high
85.0°F
Average low
63.0°F
Annual precipitation
52.8 in
USDA plant hardiness zone
10a (extreme annual low 30 to 35°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
40
Days with Good air quality
305
Days with Moderate air quality
59
Highest AQI recorded (year)
105

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
6.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
22,506
Jobs reachable by transit (45 min)
29,033

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Canaveral National Seashore (53 mi)
Airports within 30 mi
21
Nearest airport
Gentry Airport (2 mi)
Nearest major airport
Kissimmee Gateway Airport (ISM) (14 mi)
Hospitals in or near this ZIP
29
Hospitals include
ORLANDO HEALTH, ADVENTHEALTH ORLANDO, HOLMES REGIONAL MEDICAL CENTER
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (5.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+3,822 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
2007
Housing built before 1970
1.7%
Housing built 2000 or later
70.9%
Median annual property tax
$3,292
Mean commute to work
34 min
Households with broadband internet
83.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
103,518
Average weekly wage
$1,040
Top industries (by employment)
Accommodation & Food, Health Care, Administrative Services
Annual residential building permits (county)
7,366

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 34772State medianUS median
Typical home value$393,717$343,854$288,527
Median sale price$384,990$359,990$325,000
Median days on market59 days72 days51 days
Typical rent$2,289/mo$2,085/mo$1,809/mo
Median annual property tax$3,292$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 34772?
$393,717.
What is the median sale price in ZIP 34772?
$384,990.
How long do homes take to sell in ZIP 34772?
Median days on market: 59 days.
What is typical rent in ZIP 34772?
Typical rent: $2,289/month.
What is the natural-hazard risk in ZIP 34772?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, strong wind, hurricane, tornado, inland flooding.
Is ZIP 34772 in a flood zone?
Flood zones vary by property within ZIP 34772. 54 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 34772?
Risk to homes is higher than 96% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 34772?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 34772?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 34772?
3 schools (3 elementary) (NCES, 2024-25).
Is ZIP 34772 walkable?
Walkability index: 6.2/20 (EPA Smart Location Database).
What is the air quality in ZIP 34772?
Good. Median AQI: 40. (EPA AQI).
What is the cost of living in ZIP 34772?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents