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Area data

Spring Hill, FL — ZIP 34609

Population: 47,257 (Census ACS)

The typical home value in ZIP 34609 (Spring Hill, FL) is $321,714 — down 2.2% over the past year. Homes sell for a median $340,000 after a median 50 days on market. Typical rent runs $1,945/month. 7 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with hurricane, lightning, tornado the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$321,714

Typical home value

-2.2%

1-year change

50

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Typical home value
$321,714
1-year appreciation
-2.2%
3-year appreciation
-4.3%
5-year appreciation
+21.1%
10-year appreciation
+116.0%
Peak value since 2000 (Sep 2022)
$352,568
House Price Index (state)
552.0 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$340,000
Median list price
$339,000
Median price per sqft
$184
1-year sale-price change
-1.2%
Median days on market
50 days
Homes sold (recent period)
262
For-sale inventory
334
Sale-to-list ratio
98.3%
Active listings
329
1-year forecast
+0.4%
Days to pending
57 days
New listings (monthly)
92

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,945/mo
1-year rent change
-0.5%
Studio fair-market rent
$1,597/mo
1BR fair-market rent
$1,648/mo
2BR fair-market rent
$1,917/mo
3BR fair-market rent
$2,448/mo
4BR fair-market rent
$2,977/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
7
Elementary schools
4
Middle schools
1
High schools
2
Avg student-teacher ratio
18.2 : 1
Schools include
FRANK W. SPRINGSTEAD HIGH SCHOOL, SUNCOAST ELEMENTARY SCHOOL, SPRING HILL ELEMENTARY SCHOOL, POWELL MIDDLE SCHOOL, JOHN D. FLOYD ELEMENTARY SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
hurricane, lightning, tornado, coastal flooding, inland flooding
Notable hazard ratings (county)
tornado: Relatively High · hurricane: Relatively High · lightning: Relatively High · strong wind: Relatively Moderate · inland flooding: Relatively Moderate · coastal flooding: Relatively Moderate
Most common flood zone among NFIP claims
Zone X
NFIP flood claims on record
25
Wildfire risk to homes (county)
Higher than 86% of US counties
Buildings in wildfire direct-exposure zone
34.0%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
71.0°F
Average high
82.0°F
Average low
59.0°F
Annual precipitation
51.9 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
14.2 / 20
Transit service frequency
536
Jobs reachable by car (30 min)
16,222
Jobs reachable by transit (45 min)
24,834

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
23
Nearest airport
Brooksville–Tampa Bay Regional Airport (3 mi)
Nearest major airport
Lakeland Linder International Airport (LAL) (45 mi)
Hospitals in or near this ZIP
1
Hospitals include
SPRINGBROOK HOSPITAL
Solar radiation rating
Good (5.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+3,316 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
2000
Housing built before 1970
0.6%
Housing built 2000 or later
51.1%
Median annual property tax
$2,302
Mean commute to work
23 min
Households with broadband internet
82.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
44,297
Average weekly wage
$973
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
1,975

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 34609State medianUS median
Typical home value$321,714$343,854$288,527
Median sale price$340,000$359,990$325,000
Median days on market50 days72 days51 days
Typical rent$1,945/mo$2,085/mo$1,809/mo
Median annual property tax$2,302$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 34609?
$321,714.
What is the median sale price in ZIP 34609?
$340,000.
How long do homes take to sell in ZIP 34609?
Median days on market: 50 days.
What is typical rent in ZIP 34609?
Typical rent: $1,945/month.
What is the natural-hazard risk in ZIP 34609?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: hurricane, lightning, tornado, coastal flooding, inland flooding.
Is ZIP 34609 in a flood zone?
Flood zones vary by property within ZIP 34609. 25 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is X. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 34609?
Risk to homes is higher than 86% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 34609?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 34609?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 34609?
7 schools (4 elementary, 1 middle, 2 high) (NCES, 2024-25).
Is ZIP 34609 walkable?
Walkability index: 14.2/20 (EPA Smart Location Database).
What is the cost of living in ZIP 34609?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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