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Area data

Ocala, FL — ZIP 34470

Population: 22,443 (Census ACS)

The typical home value in ZIP 34470 (Ocala, FL) is $229,577 — down 2.1% over the past year. Homes sell for a median $276,425 after a median 58 days on market. Typical rent runs $1,413/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with lightning, cold wave, hurricane the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$229,577

Typical home value

-2.1%

1-year change

58

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$229,577
1-year appreciation
-2.1%
3-year appreciation
-2.2%
5-year appreciation
+28.9%
10-year appreciation
+124.6%
Peak value since 2000 (Feb 2025)
$241,120
House Price Index (state)
552.0 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$276,425
Median list price
$274,900
Median price per sqft
$161
1-year sale-price change
+1.3%
Median days on market
58 days
Homes sold (recent period)
106
For-sale inventory
149
Sale-to-list ratio
97.4%
Active listings
156
1-year forecast
-2.0%
Days to pending
87 days
New listings (monthly)
29

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,413/mo
1-year rent change
+2.2%
Studio fair-market rent
$1,194/mo
1BR fair-market rent
$1,201/mo
2BR fair-market rent
$1,394/mo
3BR fair-market rent
$1,836/mo
4BR fair-market rent
$1,925/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
2
Middle schools
1
High schools
2
Avg student-teacher ratio
20.5 : 1
Schools include
FORT KING MIDDLE SCHOOL, OAKCREST ELEMENTARY SCHOOL, WYOMINA PARK ELEMENTARY SCHOOL, PACE CENTER FOR GIRLS INC., MARION COUNTY ACCELERATION ACADEMY

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
lightning, cold wave, hurricane, strong wind, tornado
Notable hazard ratings (county)
lightning: Very High · tornado: Relatively High · cold wave: Relatively High · hurricane: Relatively High · strong wind: Relatively High · heat wave: Relatively Moderate
Most common flood zone among NFIP claims
Zone A
NFIP flood claims on record
26
Wildfire risk to homes (county)
Higher than 80% of US counties
Buildings in wildfire direct-exposure zone
60.7%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
71.0°F
Average high
83.0°F
Average low
60.0°F
Annual precipitation
51.9 in
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
46
Days with Good air quality
245
Days with Moderate air quality
118
Highest AQI recorded (year)
101

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
15.0 / 20
Transit service frequency
669
Jobs reachable by car (30 min)
21,649
Jobs reachable by transit (45 min)
16,547

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
41
Nearest airport
Marshall Swamp Airport (3 mi)
Nearest major airport
Leesburg International Airport (LEE) (31 mi)
Hospitals in or near this ZIP
13
Hospitals include
HCA FLORIDA CITRUS HOSPITAL, ADVENTHEALTH WATERMAN, ADVENTHEALTH OCALA
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
72
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+6,456 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1980
Housing built before 1970
26.7%
Housing built 2000 or later
19.7%
Median annual property tax
$1,245
Mean commute to work
19 min
Households with broadband internet
74.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
105,692
Average weekly wage
$1,041
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
5,985

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 34470State medianUS median
Typical home value$229,577$343,854$288,527
Median sale price$276,425$359,990$325,000
Median days on market58 days72 days51 days
Typical rent$1,413/mo$2,085/mo$1,809/mo
Median annual property tax$1,245$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 34470?
$229,577.
What is the median sale price in ZIP 34470?
$276,425.
How long do homes take to sell in ZIP 34470?
Median days on market: 58 days.
What is typical rent in ZIP 34470?
Typical rent: $1,413/month.
What is the natural-hazard risk in ZIP 34470?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: lightning, cold wave, hurricane, strong wind, tornado.
Is ZIP 34470 in a flood zone?
Flood zones vary by property within ZIP 34470. 26 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is A. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 34470?
Risk to homes is higher than 80% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 34470?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 34470?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 34470?
5 schools (2 elementary, 1 middle, 2 high) (NCES, 2024-25).
Is ZIP 34470 walkable?
Walkability index: 15.0/20 (EPA Smart Location Database).
What is the air quality in ZIP 34470?
Good. Median AQI: 46. (EPA AQI).
What is the cost of living in ZIP 34470?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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