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Area data

Punta Gorda, FL — ZIP 33982

Population: 13,006 (Census ACS)

The typical home value in ZIP 33982 (Punta Gorda, FL) is $357,560 — down 4.9% over the past year. Homes sell for a median $404,223 after a median 71 days on market. Typical rent runs $2,163/month. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hurricane, lightning, coastal flooding the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$357,560

Typical home value

-4.9%

1-year change

71

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$357,560
1-year appreciation
-4.9%
3-year appreciation
-16.5%
5-year appreciation
+8.1%
10-year appreciation
+83.1%
Peak value since 2000 (Apr 2024)
$436,282
House Price Index (state)
552.0 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$404,223
Median list price
$425,450
Median price per sqft
$196
1-year sale-price change
+8.8%
Median days on market
71 days
Homes sold (recent period)
186
For-sale inventory
213
Sale-to-list ratio
96.2%
Active listings
279
1-year forecast
+0.4%
Days to pending
115 days
New listings (monthly)
47

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,163/mo
1-year rent change
+3.8%
Studio fair-market rent
$1,097/mo
1BR fair-market rent
$1,204/mo
2BR fair-market rent
$1,575/mo
3BR fair-market rent
$2,137/mo
4BR fair-market rent
$2,556/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
0
Charter schools
1
Avg student-teacher ratio
16.4 : 1
Schools include
EAST ELEMENTARY SCHOOL, BABCOCK NEIGHBORHOOD SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
hurricane, lightning, coastal flooding, inland flooding, strong wind
Notable hazard ratings (county)
hurricane: Very High · lightning: Very High · coastal flooding: Relatively High · wildfire: Relatively Moderate · strong wind: Relatively Moderate · inland flooding: Relatively Moderate
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
478
Wildfire risk to homes (county)
Higher than 96% of US counties
Buildings in wildfire direct-exposure zone
23.4%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
75.0°F
Average high
85.0°F
Average low
66.0°F
Annual precipitation
57.4 in
USDA plant hardiness zone
10a (extreme annual low 30 to 35°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
6.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
5,083
Jobs reachable by transit (45 min)
5,614

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
35
Nearest airport
Adana Airfield (7 mi)
Nearest major airport
Punta Gorda Airport (PGD) (14 mi)
Hospitals in or near this ZIP
14
Hospitals include
LEE MEMORIAL HOSPITAL, HCA FLORIDA HIGHLANDS HOSPITAL, Adventhealth Port Charlotte
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (5.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+3,584 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
2000
Housing built before 1970
7.5%
Housing built 2000 or later
50.8%
Median annual property tax
$3,200
Mean commute to work
23 min
Households with broadband internet
57.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
50,317
Average weekly wage
$1,037
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
3,015

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 33982State medianUS median
Typical home value$357,560$343,854$288,527
Median sale price$404,223$359,990$325,000
Median days on market71 days72 days51 days
Typical rent$2,163/mo$2,085/mo$1,809/mo
Median annual property tax$3,200$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 33982?
$357,560.
What is the median sale price in ZIP 33982?
$404,223.
How long do homes take to sell in ZIP 33982?
Median days on market: 71 days.
What is typical rent in ZIP 33982?
Typical rent: $2,163/month.
What is the natural-hazard risk in ZIP 33982?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hurricane, lightning, coastal flooding, inland flooding, strong wind.
Is ZIP 33982 in a flood zone?
Flood zones vary by property within ZIP 33982. 478 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 33982?
Risk to homes is higher than 96% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 33982?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 33982?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 33982?
2 schools (1 elementary) (NCES, 2024-25).
Is ZIP 33982 walkable?
Walkability index: 6.5/20 (EPA Smart Location Database).
What is the cost of living in ZIP 33982?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents