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Area data

Zephyrhills, FL — ZIP 33540

Population: 11,390 (Census ACS)

The typical home value in ZIP 33540 (Zephyrhills, FL) is $329,742 — down 2.5% over the past year. Homes sell for a median $400,000 after a median 67 days on market. Typical rent runs $2,275/month. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hurricane, lightning, coastal flooding the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$329,742

Typical home value

-2.5%

1-year change

67

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$329,742
1-year appreciation
-2.5%
3-year appreciation
-3.6%
5-year appreciation
+19.0%
10-year appreciation
+106.7%
Peak value since 2000 (Apr 2024)
$354,079
House Price Index (state)
552.0 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$400,000
Median list price
$349,000
Median price per sqft
$182
1-year sale-price change
+6.8%
Median days on market
67 days
Homes sold (recent period)
57
For-sale inventory
68
Sale-to-list ratio
99.6%
Active listings
80
1-year forecast
+0.5%
New listings (monthly)
17

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,275/mo
Studio fair-market rent
$1,597/mo
1BR fair-market rent
$1,648/mo
2BR fair-market rent
$1,917/mo
3BR fair-market rent
$2,448/mo
4BR fair-market rent
$2,977/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
hurricane, lightning, coastal flooding, inland flooding, tornado
Notable hazard ratings (county)
hurricane: Very High · lightning: Very High · tornado: Relatively High · inland flooding: Relatively High · coastal flooding: Relatively High · heat wave: Relatively Moderate
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
39
Wildfire risk to homes (county)
Higher than 88% of US counties
Buildings in wildfire direct-exposure zone
29.1%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Landia Chemical Company (17.7 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
60.0 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
37
Days with Good air quality
338
Days with Moderate air quality
26
Highest AQI recorded (year)
115

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
11.3 / 20
Transit service frequency
1,112
Jobs reachable by car (30 min)
15,950
Jobs reachable by transit (45 min)
20,210

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
De Soto National Memorial (60 mi)
Airports within 30 mi
37
Nearest airport
Zephyrhills Municipal Airport (ZPH) (2 mi)
Nearest major airport
Lakeland Linder International Airport (LAL) (20 mi)
Hospitals in or near this ZIP
48
Hospitals include
HCA FLORIDA CITRUS HOSPITAL, ORLANDO HEALTH-HEALTH CENTRAL HOSPITAL, ORLANDO HEALTH BAYFRONT HOSPITAL
Avg hospital rating (CMS)
2.9 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (4.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+9,648 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1994
Housing built before 1970
2.7%
Housing built 2000 or later
32.3%
Median annual property tax
$1,260
Mean commute to work
27 min
Households with broadband internet
71.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
132,878
Average weekly wage
$1,095
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
7,878

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 33540State medianUS median
Typical home value$329,742$343,854$288,527
Median sale price$400,000$359,990$325,000
Median days on market67 days72 days51 days
Typical rent$2,275/mo$2,085/mo$1,809/mo
Median annual property tax$1,260$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 33540?
$329,742.
What is the median sale price in ZIP 33540?
$400,000.
How long do homes take to sell in ZIP 33540?
Median days on market: 67 days.
What is typical rent in ZIP 33540?
Typical rent: $2,275/month.
What is the natural-hazard risk in ZIP 33540?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hurricane, lightning, coastal flooding, inland flooding, tornado.
Is ZIP 33540 in a flood zone?
Flood zones vary by property within ZIP 33540. 39 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 33540?
Risk to homes is higher than 88% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 33540?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 33540?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 33540 walkable?
Walkability index: 11.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 33540?
Good. Median AQI: 37. (EPA AQI).
What is the cost of living in ZIP 33540?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents