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Area data

Indian River Sho, FL — ZIP 32963

Population: 15,008 (Census ACS)

The typical home value in ZIP 32963 (Indian River Sho, FL) is $1.06M — up 0.1% over the past year. Homes sell for a median $995,000 after a median 142 days on market. Typical rent runs $5,630/month. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hurricane, lightning, strong wind the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$1.06M

Typical home value

+0.1%

1-year change

142

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$1.06M
1-year appreciation
+0.1%
3-year appreciation
-5.4%
5-year appreciation
+31.6%
10-year appreciation
+85.2%
Peak value since 2000 (Jun 2024)
$1.14M
House Price Index (state)
552.0 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$995,000
Median list price
$1.20M
Median price per sqft
$437
1-year sale-price change
+11.2%
Median days on market
142 days
Homes sold (recent period)
146
For-sale inventory
341
Sale-to-list ratio
93.0%
Active listings
267
1-year forecast
0.0%
Days to pending
134 days
New listings (monthly)
35

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$5,630/mo
1-year rent change
+9.4%
Studio fair-market rent
$1,171/mo
1BR fair-market rent
$1,179/mo
2BR fair-market rent
$1,542/mo
3BR fair-market rent
$1,882/mo
4BR fair-market rent
$2,577/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Avg student-teacher ratio
16.2 : 1
Schools include
BEACHLAND ELEMENTARY SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
hurricane, lightning, strong wind, coastal flooding, inland flooding
Notable hazard ratings (county)
hurricane: Very High · lightning: Relatively High · strong wind: Relatively High · tornado: Relatively Moderate · inland flooding: Relatively Moderate · coastal flooding: Relatively Moderate
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
1,375
Wildfire risk to homes (county)
Higher than 93% of US counties
Buildings in wildfire direct-exposure zone
33.4%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Piper Aircraft Corp./Vero Beach Water & Sewer Department (5.1 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
74.0°F
Average high
83.0°F
Average low
66.0°F
Annual precipitation
56.4 in
USDA plant hardiness zone
10a (extreme annual low 30 to 35°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
37
Days with Good air quality
302
Days with Moderate air quality
19
Highest AQI recorded (year)
87

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
5.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
4,902
Jobs reachable by transit (45 min)
4,138

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
18
Nearest airport
Broocke Air Patch Airport (4 mi)
Nearest major airport
Vero Beach Regional Airport (VRB) (5 mi)
Hospitals in or near this ZIP
12
Hospitals include
HOLMES REGIONAL MEDICAL CENTER, CIRCLES OF CARE, INC, CLEVELAND CLINIC MARTIN NORTH HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
48
Solar radiation rating
Good (5.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+2,100 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1985
Housing built before 1970
10.7%
Housing built 2000 or later
21.1%
Median annual property tax
$7,537
Mean commute to work
18 min
Households with broadband internet
81.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
52,520
Average weekly wage
$1,206
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
252

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 32963State medianUS median
Typical home value$1.06M$343,854$288,527
Median sale price$995,000$359,990$325,000
Median days on market142 days72 days51 days
Typical rent$5,630/mo$2,085/mo$1,809/mo
Median annual property tax$7,537$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 32963?
$1.06M.
What is the median sale price in ZIP 32963?
$995,000.
How long do homes take to sell in ZIP 32963?
Median days on market: 142 days.
What is typical rent in ZIP 32963?
Typical rent: $5,630/month.
What is the natural-hazard risk in ZIP 32963?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hurricane, lightning, strong wind, coastal flooding, inland flooding.
Is ZIP 32963 in a flood zone?
Flood zones vary by property within ZIP 32963. 1,375 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 32963?
Risk to homes is higher than 93% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 32963?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 32963?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 32963?
1 schools (1 elementary) (NCES, 2024-25).
Is ZIP 32963 walkable?
Walkability index: 5.0/20 (EPA Smart Location Database).
What is the air quality in ZIP 32963?
Good. Median AQI: 37. (EPA AQI).
What is the cost of living in ZIP 32963?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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