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Area data

Pensacola, FL — ZIP 32505

Population: 27,877 (Census ACS)

The typical home value in ZIP 32505 (Pensacola, FL) is $145,730 — down 0.2% over the past year. Homes sell for a median $169,500 after a median 56 days on market. Typical rent runs $1,460/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with hurricane, lightning, coastal flooding the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$145,730

Typical home value

-0.2%

1-year change

56

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Typical home value
$145,730
1-year appreciation
-0.2%
3-year appreciation
-10.8%
5-year appreciation
+9.5%
10-year appreciation
+131.8%
Peak value since 2000 (Sep 2024)
$166,636
House Price Index (state)
552.0 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$169,500
Median list price
$175,000
Median price per sqft
$135
1-year sale-price change
-0.3%
Median days on market
56 days
Homes sold (recent period)
72
For-sale inventory
128
Sale-to-list ratio
98.0%
Active listings
102
1-year forecast
+0.3%
Days to pending
55 days
New listings (monthly)
31

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,460/mo
1-year rent change
+1.6%
Studio fair-market rent
$1,154/mo
1BR fair-market rent
$1,359/mo
2BR fair-market rent
$1,548/mo
3BR fair-market rent
$2,034/mo
4BR fair-market rent
$2,435/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
5
Middle schools
0
High schools
0
Avg student-teacher ratio
15.8 : 1
Schools include
BRENTWOOD ELEMENTARY SCHOOL, MONTCLAIR ELEMENTARY SCHOOL, OAKCREST ELEMENTARY SCHOOL, C. A. WEIS ELEMENTARY SCHOOL, GLOBAL LEARNING ACADEMY

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
hurricane, lightning, coastal flooding, cold wave, heat wave
Notable hazard ratings (county)
hurricane: Very High · lightning: Very High · tornado: Relatively Moderate · cold wave: Relatively Moderate · heat wave: Relatively Moderate · winter weather: Relatively Moderate
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
291
Wildfire risk to homes (county)
Higher than 80% of US counties
Buildings in wildfire direct-exposure zone
39.9%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
3
Nearest Superfund site
Escambia Wood - Pensacola (1.7 mi)
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
68.0°F
Average high
77.0°F
Average low
59.0°F
Annual precipitation
65.3 in
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
43
Days with Good air quality
269
Days with Moderate air quality
95
Highest AQI recorded (year)
104

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
13.2 / 20
Transit service frequency
127
Jobs reachable by car (30 min)
30,905
Jobs reachable by transit (45 min)
21,410

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Gulf Islands National Seashore (9 mi)
Airports within 30 mi
39
Nearest airport
Pensacola International Airport (PNS) (5 mi)
Nearest major airport
Pensacola International Airport (PNS) (5 mi)
Hospitals in or near this ZIP
12
Hospitals include
BALDWIN HEALTH, THOMAS HOSPITAL, NORTH BALDWIN INFIRMARY
Avg hospital rating (CMS)
3.4 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
48
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+548 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1971
Housing built before 1970
48.8%
Housing built 2000 or later
17.0%
Median annual property tax
$741
Mean commute to work
22 min
Households with broadband internet
71.4%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
125,550
Average weekly wage
$1,208
Top industries (by employment)
Health Care, Accommodation & Food, Finance & Insurance
Annual residential building permits (county)
1,398

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 32505State medianUS median
Typical home value$145,730$343,854$288,527
Median sale price$169,500$359,990$325,000
Median days on market56 days72 days51 days
Typical rent$1,460/mo$2,085/mo$1,809/mo
Median annual property tax$741$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 32505?
$145,730.
What is the median sale price in ZIP 32505?
$169,500.
How long do homes take to sell in ZIP 32505?
Median days on market: 56 days.
What is typical rent in ZIP 32505?
Typical rent: $1,460/month.
What is the natural-hazard risk in ZIP 32505?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: hurricane, lightning, coastal flooding, cold wave, heat wave.
Is ZIP 32505 in a flood zone?
Flood zones vary by property within ZIP 32505. 291 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 32505?
Risk to homes is higher than 80% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 32505?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 32505?
3 current or proposed National Priorities List sites within 5 miles (EPA). Nearest site: Escambia Wood - Pensacola, 1.7 mi.
How many schools serve ZIP 32505?
5 schools (5 elementary) (NCES, 2024-25).
Is ZIP 32505 walkable?
Walkability index: 13.2/20 (EPA Smart Location Database).
What is the air quality in ZIP 32505?
Good. Median AQI: 43. (EPA AQI).
What is the cost of living in ZIP 32505?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Oct 2026. See all data sources →

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