Skip to main content

Area data

San Mateo, FL — ZIP 32187

Population: 1,191 (Census ACS)

The typical home value in ZIP 32187 (San Mateo, FL) is $246,160 — up 2.6% over the past year. Homes sell for a median $267,500 after a median 109 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with hurricane, lightning, inland flooding the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$246,160

Typical home value

+2.6%

1-year change

109

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Typical home value
$246,160
1-year appreciation
+2.6%
3-year appreciation
-3.7%
5-year appreciation
+1.1%
10-year appreciation
+96.9%
Peak value since 2000 (Jul 2022)
$269,986
House Price Index (state)
552.0 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$267,500
Median list price
$322,450
Median price per sqft
$195
1-year sale-price change
-33.0%
Median days on market
109 days
Homes sold (recent period)
4
For-sale inventory
10
Sale-to-list ratio
90.5%
Active listings
8
1-year forecast
+1.0%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$787/mo
1BR fair-market rent
$792/mo
2BR fair-market rent
$1,040/mo
3BR fair-market rent
$1,307/mo
4BR fair-market rent
$1,377/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
7.40%
15-year mortgage rate (national)
6.73%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Avg student-teacher ratio
18.0 : 1
Schools include
BROWNING-PEARCE ELEMENTARY SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
hurricane, lightning, inland flooding, strong wind, tornado
Notable hazard ratings (county)
hurricane: Relatively High · lightning: Relatively High · tornado: Relatively Moderate · wildfire: Relatively Moderate · strong wind: Relatively Moderate · inland flooding: Relatively Moderate
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
38
Wildfire risk to homes (county)
Higher than 79% of US counties
Buildings in wildfire direct-exposure zone
76.6%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
54.2 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
21
Days with Good air quality
349
Days with Moderate air quality
16
Highest AQI recorded (year)
69

Source: EPA annual air quality index (county-level)

Walkability & transit

Walkability index
4.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
1,682
Jobs reachable by transit (45 min)
2,477

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Fort Matanzas National Monument (21 mi)
National parks include
Fort Matanzas National Monument, Castillo de San Marcos National Monument
Airports within 30 mi
24
Nearest airport
BNCFL Airport (3 mi)
Nearest major airport
Northeast Florida Regional Airport (UST) (29 mi)
Hospitals in or near this ZIP
14
Hospitals include
ADVENTHEALTH NEW SMYRNA BEACH, HALIFAX HEALTH MEDICAL CENTER, ADVENTHEALTH DELAND
Avg hospital rating (CMS)
3.4 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
48
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+495 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1993
Housing built before 1970
19.5%
Housing built 2000 or later
26.1%
Median annual property tax
$1,117
Households with broadband internet
59.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
14,067
Average weekly wage
$1,001
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
127

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 32187State medianUS median
Typical home value$246,160$343,854$288,527
Median sale price$267,500$359,990$325,000
Median days on market109 days72 days51 days
Median annual property tax$1,117$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 32187?
$246,160.
What is the median sale price in ZIP 32187?
$267,500.
How long do homes take to sell in ZIP 32187?
Median days on market: 109 days.
What is typical rent in ZIP 32187?
2-bedroom fair-market rent: $1,040/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 32187?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: hurricane, lightning, inland flooding, strong wind, tornado.
Is ZIP 32187 in a flood zone?
Flood zones vary by property within ZIP 32187. 38 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 32187?
Risk to homes is higher than 79% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 32187?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 32187?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 32187?
1 schools (1 elementary) (NCES, 2024-25).
Is ZIP 32187 walkable?
Walkability index: 4.8/20 (EPA Smart Location Database).
What is the air quality in ZIP 32187?
Good. Median AQI: 21. (EPA AQI).
What is the cost of living in ZIP 32187?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in San Mateo, FL?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Oct 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents